Arbor Investment Advisors

Arbor Investment Advisors provides discretionary and non‑discretionary investment advisory services and financial planning to individuals, pension and profit‑sharing plans, business entities, trusts and charitable organizations. The firm serves both non‑high‑net‑worth and high‑net‑worth clients and generally requires a $1,000,000 minimum for investment advisory services, although it may waive the minimum or negotiate fees in certain circumstances.

The firm’s investment approach is rooted in asset allocation concepts evolved from Modern Portfolio Theory and typically uses exchange‑traded funds, no‑load mutual funds and closed‑end funds, with allocations to unaffiliated independent managers when appropriate. Arbor addresses concentrated stock positions through hedging or structured transition plans, limits discretionary cryptocurrency purchases to client‑authorized exposures, and supplements portfolio monitoring and reporting with tools such as Right Capital and internally reviewed AI systems.

Arbor manages roughly $1.29 billion in client assets across four advisors, reflecting a higher AUM per advisor than many peer team firms. The firm issues quarterly reports and other periodic comprehensive reporting, manages held‑away retirement accounts via an order‑management system for tax‑efficient rebalancing, and maintains a trade‑error policy that reimburses losses while allocating gains to charity.