Aptus Financial, LLC

Jill Raderstorf is a financial advisor at Aptus Financial, LLC in Columbus, Ohio, holding a Series 65 designation with one year of industry experience. Her prior roles include positions at Hamilton Capital, LLC, Fifth Third Bank, and Ohio Innovation Fund. She also serves as an unpaid advisor for Accelerating Angels, an early-stage venture investment firm focused on high-growth, women-owned businesses, where she assists with due diligence processes. Aptus Financial provides flat-fee financial planning and advisory services to individuals, employer-sponsored plans, and organizations, primarily serving early- to mid-career professionals, business owners, and medical/dental trainees. The firm emphasizes a passive, long-term approach centered on tax-aware asset allocation and low-cost index funds and ETFs, operating as a fiduciary adviser without discretionary portfolio management.

Xu Xu is a CFP® and CFA® at Aptus Financial, LLC with four years of industry experience. Xu has held academic roles at the University of South Florida and Henderson State University, and previously worked with Data Science for Everyone, LLC. Aptus Financial provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical/dental trainees. The firm employs a passive, long-term investment approach focused on tax-aware asset allocation using low-cost index funds and ETFs, and offers a combination of one-time planning fees and ongoing subscription support.

Carol Lin is a CFP® professional with one year of industry experience. She is currently with Aptus Financial, LLC and has prior experience at Compass Working Capital and Clarifi. Aptus Financial, LLC provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical or dental trainees. The firm focuses on a passive, long-term investment approach using tax-aware asset allocation and low-cost index funds, offering tiered subscription support alongside educational programs.

Sarah Gutierrez is a CFP® with 10 years of industry experience, currently serving as an advisor at Aptus Financial, LLC since 2015. She is a 50% owner of Club 27, a salsa dancing and event venue in Little Rock, and serves on the Board of Directors of WEHCO Media, a publishing and cable company. Aptus Financial provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical/dental trainees, focusing on a passive, long-term approach using tax-aware asset allocation and low-cost index funds and ETFs. The firm operates as a fiduciary adviser without taking custody of client assets, offering tiered subscription support, educational programs, and employer financial wellness services.

Christopher Kimmet is a CFP® professional with seven years of industry experience. He is currently an advisor at Aptus Financial, LLC and previously worked at Hamilton Capital, LLC, Origin Financial, and Steady Climb LLC. Aptus Financial provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical/dental trainees. The firm emphasizes a passive, long-term investment approach focused on tax-aware asset allocation and low-cost index funds and ETFs, offering clients a combination of one-time planning fees and recurring subscription support.

Timothy Quillin is a financial advisor with Aptus Financial, LLC in Little Rock, AR. He holds the CFA® designation and Series 63 license and has 16 years of industry experience. Prior to joining Aptus Financial in 2017, he worked at Circumference Group for one year. Aptus Financial provides flat-fee financial planning and advisory services to individuals, employer-sponsored defined-contribution plans, and organizations. The firm focuses on a passive, long-term approach using tax-aware asset allocation and low-cost index funds and ETFs, serving primarily early- to mid-career professionals, business owners, and medical/dental trainees.

Charles Duncan is a CFA® charterholder with 24 years of industry experience. He has worked at Aptus Financial, LLC since 2018 and previously spent 18 years at Stephens Inc. He serves on the board and finance committee of the P.A.R.K. Foundation, which supports at-risk youth in central Arkansas. Aptus Financial provides flat-fee financial planning and advisory services to individuals, employer-sponsored defined-contribution plans, and organizations. The firm follows a passive, long-term investment approach focused on tax-aware asset allocation and low-cost index funds and ETFs, serving primarily early- to mid-career professionals, business owners, and medical/dental trainees.

Christopher Rose is a CFP® with four years of industry experience, currently serving as a financial advisor at Aptus Financial, LLC. His prior roles include positions at Waypoint Wealth Partners, Your Financial Pharmacist, CJR Financial LLC, and StubHub. Aptus Financial provides flat-fee financial planning and advisory services to individuals, employer-sponsored defined-contribution plans, and organizations, focusing on early- to mid-career professionals, business owners, and medical/dental trainees. The firm emphasizes a passive, long-term investment approach using tax-aware asset allocation and low-cost index funds and ETFs, offering a combination of one-time fixed planning fees and recurring subscription support.

Erika Agard is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Aptus Financial, LLC. Her prior roles include positions at LPL Financial, Ryan Yoder, and Northwestern Mutual. Aptus Financial provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical/dental trainees. The firm follows a passive, long-term investment approach focused on tax-aware asset allocation and low-cost index funds and ETFs, offering planning support through subscription services and educational programs.

Jack Wooton is a financial advisor at Aptus Financial, LLC with one year of industry experience. He holds a Series 65 designation. His prior work includes roles at Trusty Oak and Incontext Creations, as well as experience in educational institutions such as the University of Southern California and Wheaton Warrenville South High School. Aptus Financial provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical/dental trainees. The firm emphasizes a passive, long-term investment approach focused on tax-aware asset allocation using low-cost index funds and ETFs, and offers tiered subscription support alongside educational programs.

John Ramsey is a financial advisor with Aptus Financial, LLC in Denver, CO. He holds a Series 65 designation and has one year of experience in the financial industry. Prior to joining Aptus Financial, he worked at TransUnion and SAS Institute and spent six years in homemaking. Aptus Financial provides flat-fee financial planning and advisory services primarily to early- to mid-career professionals, business owners, and medical/dental trainees. The firm follows a passive, long-term investment approach focused on tax-aware asset allocation and low-cost index funds and ETFs, offering subscription-based support and educational programs.