Approach Retirement Advisors, LLC

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Client assets under management

$224,068,629

Clients

140

42% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$1,600,490

About

Approach Retirement Advisors provides fee-only wealth management and portfolio management services primarily to individual and high-net-worth clients, covering both taxable and retirement accounts. The firm manages roughly $227 million across about 140 client relationships and generally requires $2,000,000 to open an advisory account, with exceptions considered.

The firm’s investment approach blends Modern Portfolio Theory, customized or firm-developed model portfolios, and ongoing monitoring and rebalancing, with discretionary trading authority when such arrangements are in place. While the brochure highlights a focus on mutual funds, ETFs, and equities, it also notes the firm may advise on any investment it deems appropriate and that it can employ derivatives in separately managed accounts—a capability that is uncommon among peers.

Notable operational features disclosed in the brochure include the use of AI tools for analysis and meeting transcription and the firm’s role assisting clients with securities-backed lines of credit, each accompanied by specific risk disclosures. The combination of a small advisory team managing a relatively large asset base and explicit custody controls (fee deductions by qualified custodians and procedures for standing letters of authorization) further distinguishes its operating profile.

Client services

Portfolio management

Expertise

Wealth management

Fee options

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.75% annually $3,000,001 - $6,000,000: 0.60% annually $6,000,001 - $10,000,000: 0.50% annually $10,000,001+: 0.40% annually

Project-based

Other

Account minimum: $2,000,000 Fee-only: Fee-only registered investment adviser; no commissions accepted or paid.

Main office location

Approach Retirement Advisors, LLC

3928 Cypress Drive, Suite 150

Birmingham AL 35243, United States

Number of offices

Most active in

Alabama · Florida · Georgia · Massachusetts · North Carolina · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website (205) 588-8637

Advisors at this firm

Eric M

CFP®

Birmingham, AL

Approach Retirement Advisors, LLC

Eric Mcclain is a CFP® professional with 16 years of industry experience. He has been with Mcclain Lovejoy Financial Planning since 2013. Mcclain holds a minority interest in a real estate development company, Kairos Properties, LLC, but does not have an active management role. He is affiliated with Approach Retirement Advisors, LLC, a firm that provides wealth management and investment advisory services to individuals, trusts, estates, and charitable organizations. The firm uses model portfolios based on Modern Portfolio Theory and offers both discretionary and non-discretionary portfolio management tailored to client objectives and risk profiles.

Wealth management

Phillip W

CFP®, Series 65

Birmingham, AL

Approach Retirement Advisors, LLC

Phillip Walker is a CFP® with 15 years of experience in the financial advisory industry. He has been with Walker Wealth Advisors, LLC since 2011. Walker is based in Birmingham, AL, and holds a Series 65 license. He is a principal at Approach Retirement Advisors, LLC, a firm that provides wealth management and investment advisory services to individuals, trusts, estates, and charitable organizations. The firm employs model portfolios guided by Modern Portfolio Theory and offers both discretionary and non-discretionary portfolio management, focusing primarily on mutual funds, ETFs, and equities while incorporating broader investment strategies including the use of derivatives.

Wealth management

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