Applewhite & Buys Financial Advisors

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Client assets under management

$153,132,711

Clients

185

30% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$827,744

About

Applewhite & Buys Financial Advisors serves individual and high‑net‑worth clients as well as businesses and retirement plan sponsors, with a stated emphasis on healthcare, legal, education and small business professionals. The firm offers comprehensive financial planning, ongoing portfolio management, retirement plan consulting and related services, and it also provides accounting and tax services under separate engagement agreements.

The firm’s investment approach blends fundamental and technical analysis within a Core + Satellite framework, using indexed core holdings alongside actively managed satellite positions and tailored investment policy statements; portfolios are typically managed on a discretionary basis when appropriate. Financial planning engagements commonly begin with a structured initial meeting and include options for ongoing monitoring, annual reviews, and targeted programs such as a Young Professional offering.

What is distinctive about the firm is its dual role as both an SEC‑registered advisory practice and an accounting practice, with partners who are CPAs and who may maintain separate accounting relationships with some clients — a relationship the firm discloses and manages. The firm also offers periodic educational workshops and provides ERISA §3(38) retirement plan fiduciary and participant education services, features that are less common among peers of its size.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Occupation focus

Doctor or Medical Professional Attorney Educators, Teachers, and Academics Founder/Business Owner

Demographic focus

Young Professionals

Fee options

Fixed

Fixed fee of $6,000 for Initial Financial Plan; $500 per attendee for educational workshops

Percentage

$0 - $999,999: 1.00% annually $1,000,000 - $1,999,999: 0.75% annually $2,000,000+: 0.50% annually

Project-based

$250 per hour for advisory services; $150 per hour for tax advice; $100 per hour for general accounting services

Subscriptions

Monitoring Program at $7,200 per year ($600/month); Young Professionals Program $600/month for 12 months

Other

Account minimum: $25,000 Minimum fee: $6,000 fixed fee for Initial Financial Plan Fee-only: Fixed fees for financial planning (e.g., $6,000 initial plan), Monitoring Program fee $7,200/year, Hourly fees $250/hour

Main office location

Applewhite & Buys Financial Advisors

13355 Noel Rd, Suite 1100

Dallas TX 75240, United States

Number of offices

Most active in

Arizona · Arkansas · Colorado · Florida · Louisiana · Minnesota · Mississippi · New Hampshire · New Mexico · North Carolina · Oklahoma · South Carolina · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 214-710-2498

Advisors at this firm

Joseph A

Series 65

Dallas, TX

Applewhite & Buys Financial Advisors

Joseph Applewhite is a Series 65-licensed financial advisor with 18 years of industry experience. He has led Applewhite Financial Planning, PLLC since 2013 and is also a CPA providing accounting services outside of his advisory role. Applewhite operates from Dallas, TX. Applewhite & Buys Financial Advisors serves individuals, high-net-worth clients, businesses, and their retirement plans, with a focus on healthcare, legal, education, and small-business sectors. The firm employs a Core + Satellite investment approach combining passive index exposures with active holdings, and offers modular financial planning, portfolio supervision, retirement-plan consulting, and accounting and tax services under separate agreements.

Doctor or Medical Professional Attorney Educators, Teachers, and Academics Founder/Business Owner Young Professionals

Timothy B

Series 65

Dallas, TX

Applewhite & Buys Financial Advisors

Timothy Buys is a Series 65-licensed financial advisor with Applewhite & Buys Financial Advisors in Dallas, TX, and has nine years of industry experience. He has worked at Applewhite Financial Planning, PLLC since 2016, where he also provides accounting services as a certified public accountant. Applewhite & Buys Financial Advisors offers financial planning and investment management to individuals, high-net-worth clients, businesses, and retirement plans, with a focus on healthcare, legal, education, and small-business sectors. The firm employs a Core + Satellite investment approach that combines passive index exposures with active holdings and provides additional services such as retirement-plan consulting, accounting, tax work, and educational workshops.

Doctor or Medical Professional Attorney Educators, Teachers, and Academics Founder/Business Owner Young Professionals

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