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Apforia

Updated today

Total assets under management

$96,324,578

Total clients

286

33% high-net worth

Total advisors

10

of 20 employees

Firm size

Team

4-10 advisors or $500M+ in AUM

Average clients per advisor

29

Average account size

$336,799

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Fee options

Fixed

Flat annual fees for comprehensive financial planning up to $30,000 maximum; onboarding fees up to $1,200; project-based planning fees vary by Tenant Firm/IAR; educational seminars/workshops fees range from $0 to $5,000 per event or up to $1,000 per participant.

Percentage

0.25% to 2.00% (tiered schedule varies by Tenant Firm/IAR)

Project-based

Hourly financial planning fees up to $500 per hour or the maximum rate considered reasonable in the jurisdiction, billed in arrears.

Other

Account minimum: The brochure indicates that Tenant Firms/IARs may require specific prerequisites to become their client, including a required minimum amount of assets to open an account, but does not specify any exact dollar amount. Therefore, account minimum is null. Fee-only: APFORIA and its Tenant Firms/IARs provide fee-only fiduciary services; no commissions are accepted.

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Main office location

Apforia

582 Lynnhaven Parkway, Ste 102

Virginia Beach VA 23452, United States

Number of offices

3

Advisors at this firm

Greg Y

CFP®, ChFC®, EA

North Kingstown, RI

Apforia

At Ahead Full Wealth, we help people who’ve built a good life feel confident they’re making the most of it, financially and otherwise. We serve those who’ve quietly crossed significant milestones: a military retirement, a solid government pension, a seven-figure portfolio. They’ve done well but wonder if there’s more they could be doing. We step in with clear, strategic advice that fits their real life—focused on what matters most, not just what’s possible. As a fee-only planner based in North Kingstown, Rhode Island, I work closely with mid- to late-career military families, educators, and government professionals. These clients often juggle complex benefits, career shifts, and big family decisions. My job is to simplify those moving parts, bring structure to the chaos, and help align their money with the life they want to lead—today and in the years ahead. Ahead Full was built to offer deeply personal planning, the kind that evolves with you. Our process helps clients get clear on their goals, navigate tradeoffs, and make confident decisions with their finances. Whether we’re managing investments, modeling a Roth conversion strategy, or choosing the right survivor benefit plan, we’re here to guide with intention and care. In October 2024, we joined APFORIA, LTD as a tenant firm. This partnership expands our capabilities while preserving our independent voice and close-knit approach. We’re still Ahead Full—just with a little more wind in our sails. I bring experience as a military leader, educator, business owner, and planner. I know how life can pull in a hundred directions. And I know how good it feels to regain your bearings. That’s the work I love: helping people steer with purpose and move forward, full ahead.

Military & Veterans Educators, Teachers, and Academics Government Employee Gen Y/Millennials (Born 1980-1995)

Adrienne R

CFP®, ChFC®

Spokane, WA

Apforia

Are you a fellow GenXer who feels like you missed the boat on retirement planning? Are you trying to launch your kids, care for your parents and plan for retirement, all while trying to live well today? Are you getting ready to retire from the military or federal service and re-imagine the next phase of your life? I am here to help you stress less about your money and live more. Financial planning is the key to financial security. Financial security is the key to freedom; the freedom to change jobs or launch a new business; the freedom to move to a new neighborhood; the freedom to live life on your terms. I can guide you on your journey to financial freedom, security, and peace. Life doesn’t always go according to plan. As a military spouse, I learned to be adaptable, agile, and tenacious. My own financial journey started when it was suddenly up to me to plan for my family’s financial future while my husband was frequently deployed. Over the past ten years, I have helped countless military service members, law enforcement officers, and a whole lot of GenXers navigate life transitions, career changes, relocations, and retirements. As a Financial Planner, I get to make the world a better place, one family, one person at a time. I am a Certified Financial Planner™ Professional, Chartered Financial Consultant™ and Accredited Financial Counselor®. I started Clear Insight Financial Planning so that I could help more families achieve financial security and freedom. True to my counseling roots, I want to collaborate with you to help you find your path. If you are ready to worry less and live more, schedule a free consultation, call 509-847-4079 or email hello@myciwm.com.

Business ownership considerations Family Business Business succession planning Military & Veterans Founder/Business Owner Women Professionals Gen X (Born 1965-1980)

Mike H

CFP®, ChFC®

Saint Charles, MO

Apforia

I’m Mike Hunsberger, the founder and owner of Next Mission Financial Planning. I launched Next Mission after 25-years in the Air Force. I primarily serve military and veterans building their wealth and military retirees preparing for their ultimate retirement. We can help with: - Military benefits planning - Military transition or retirement decisions - Building wealth - Retirement planning - Investments - Tax Planning - Education funding and GI Bill planning We offer: - Ongoing Financial Planning - Ongoing Financial Planning with investment management - Project-based planning - Hourly planning I’m a CERTIFIED FINANCIAL PLANNER™, Chartered Financial Consultant, Certified College Financial Consultant, and Military Qualified Financial Planner.

College savings (529s, UTMA, etc.) Military & Veterans Government Employee Gen X (Born 1965-1980)

Joe B

CFP®

Westerly, RI

Apforia

At Always Ready Financial Planning, our mission is to serve those who’ve served—empowering Senior Military Officers, Veterans, and their families to confidently navigate the transition from military to civilian life. Founded by Coast Guard veteran Joseph Brown, our firm is built on 25 years of service, guided by the motto Semper Paratus—“Always Ready.” We understand that financial transitions are deeply personal, especially after a career of selfless service. Inspired by stories of fellow officers facing retirement uncertainty—including homelessness and hardship—Joseph became a Certified Financial Planner® and Military Qualified Financial Planner® to make a difference where it matters most. Our values shape everything we do: • Service Above Self – Your mission becomes ours. • Preparedness as a Promise – We plan ahead, so you’re never caught off guard. • Family First – We align your finances with what matters most. • Focus on What Matters – Tune out the noise, take control of your future. • Money as a Tool, Not a Goal – Let your values lead your financial decisions. We provide comprehensive, values-driven financial planning tailored to your unique journey—whether that means maximizing military benefits, preparing for retirement, or building a lasting legacy. Our process begins with a no-pressure consultation and continues with personalized support every step of the way. Our vision is simple: to be the trusted financial partner for military families transitioning to their next chapter—providing clarity, purpose, and peace of mind, one plan at a time.

College savings (529s, UTMA, etc.) Military & Veterans Government Employee Gen X (Born 1965-1980)
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Rebecca M

PFS™, Series 65

La Center, WA

Apforia

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Amy K

CFP®, Series 66

Fallston, MD

Apforia

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Paul A

CFP®, Series 65

Virginia Beach, VA

Apforia

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Sean G

Series 66

Virginia Beach, VA

Apforia

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Angela Marie C

ChFC®

Virginia Beach, VA

Apforia

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