AP Financial Contingency Group Inc
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,702,599
Clients
7
71% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$386,086
About
AP Financial Contingency Group Inc provides portfolio management, financial planning, and subadvisory services to individuals and other client types. The brochure states the firm generally limits its investment advice to insurance products, including annuities, while using other securities to help diversify client portfolios when appropriate.
The firm produces an Investment Policy Statement for each client, documents risk tolerance and time horizon, and applies modern portfolio theory with a long-term trading orientation. Although AFCGC indicates it may request discretionary authority, its reported assets are managed predominantly on a non-discretionary basis and clients receive regular custodian statements and quarterly reports.
Distinctive features noted in the brochure include an emphasis on client education — the firm’s Code of Ethics lists “Training and Education” and it provides one-time financial planning engagements — which suggests an educational component to its services that is less common among peers. The principal is a licensed insurance agent (disclosed as a potential source of commission-based sales) and the firm operates with a very small client roster and modest assets under management.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Subadviser services
Expertise
Annuities
Fee options
Fixed fees for financial planning services between $1,500 and $3,500
All Assets+: 1.50% annually
$250 per hour for financial planning services
Main office location
AP Financial Contingency Group Inc
Sunrise FL, United States
Number of offices
1
Most active in
AP Financial Contingency Group Inc has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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