Ant Money Advisors

Ant Money Advisors delivers investment advisory services through the ATM.com mobile platform to U.S. individual clients who use that app. The firm offers portfolio management via program Model Portfolios and an “Explore” feature that lets clients select from a maintained list of eligible individual stocks in addition to ETF-based allocations.

The firm’s investment process is largely algorithmic: it allocates client accounts to proprietary ETF model portfolios, reinvests dividends, and performs automated rebalancing when allocations deviate from targets or after deposits and withdrawals. AMA discloses it primarily recommends ETFs (including exposure via ADRs where applicable) and permits limited client-imposed restrictions, such as excluding a single ETF from a Core Portfolio.

Compared with many peers in the investment-manager category, AMA is notable for operating as an internet/mobile-app adviser and for sponsoring a bundled wrap program that does not rely on percentage-of-AUM fees. The firm also targets non‑high‑net‑worth retail users through the ATM.com ecosystem, aggregates client orders for execution, and disclosed having no assets under management as of December 31, 2025.