Annualitix

Annualitix provides discretionary portfolio management and financial consulting to individuals, families, and companies, managing about $1.9 million in discretionary assets across roughly 15 client accounts as a single-advisor, state-registered firm. Services are delivered in person or virtually and require clients to complete a suitability form and an Investment Advisory Agreement; the brochure notes the firm no longer offers financial planning as a separately offered service.

The firm follows an equity-focused, long-term investment approach that combines independent research with proprietary valuation software to identify and select companies, typically holding equities and equity-based funds alongside limited allocations to fixed income and publicly traded cryptocurrency funds. Accounts are managed on a discretionary basis, with monthly digital performance reports benchmarked to the S&P 500, and trading is described as generally infrequent with deployment speed varying by market volatility.

Distinctive features relative to peers include the firm’s disclosure and advertising of performance and predecessor results in its materials and the routine provision of monthly performance reporting, practices that are uncommon among independent advisers. The brochure also discloses potential use of leverage and borrowing in managed accounts and occasional options strategies for hedging, together with an explicit small allocation policy (typically cited as 3–5%) for cryptocurrency funds—elements that are atypical for a small, solo advisory practice.