Andrew Garrett, Inc.

Andrew Garrett, Inc. provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), retirement plans, trusts, corporations and other entities. It delivers discretionary and non‑discretionary portfolio management across multiple custodial platforms — RBC Correspondent Services, Charles Schwab, and AssetMark — and offers wrap‑fee programs, sub‑adviser selection, model portfolios, and standalone financial planning and rollover guidance.

Advisors at the firm construct portfolios using model allocations, sub‑advisers, mutual funds, ETFs and individual securities, and they apply fundamental and technical analysis, charting and business‑cycle inputs to inform asset allocation and trading decisions. Client engagements can include long‑term, short‑term and trading strategies, margin and options activity, ESG‑aware profile options, and regular reviews and rebalancing coordinated through the chosen program.

Distinctive for a multi‑team registered investment adviser, Andrew Garrett operates a broker‑dealer and discloses that many supervised persons also act as commission‑producing registered representatives and licensed insurance agents, selling insurance products and participating in certain brokerage arrangements (for example, receiving BDP credits from RBC or compensation on private placements). The firm discloses these potential conflicts in its Form ADV and maintains compliance controls, a Code of Ethics and a named Chief Compliance Officer to oversee supervisory and disclosure obligations.