American Financial & Tax Strategies, Inc.

American Financial & Tax Strategies provides financial planning, consulting, and investment management services primarily to individual clients, including both high‑net‑worth and non‑HNW individuals, and also serves pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers wealth management that combines comprehensive financial planning with discretionary portfolio management and advises on products held outside primary custodians such as variable life/annuity contracts and 529 plans.

The firm develops asset allocation plans based on client risk tolerance and time horizon and generally implements those plans using exchange‑traded funds and mutual funds, preferring institutional‑class shares when available, with rebalancing and tax considerations informing trading decisions. Its investment process emphasizes fundamental analysis and, in limited situations or at client request, may include individual bonds or stocks and the use of independent managers for portions of a portfolio.

Distinctive features include managing roughly $279 million of client assets with a relatively small advisory team, a scale that is uncommon among comparable supported firms, and longstanding SEC registration dating back to 1993. The firm also performs trustee, executor, and power‑of‑attorney roles that can create custody (and, where allowed by trust terms, performance‑based trustee fees), maintains direct access to certain client account log‑ins, participates in Charles Schwab’s advisor program for custody and operational tools, and engages an independent surprise custody examination to address those custody arrangements.