American Financial Advisors Inc

American Financial Advisors is a team-based registered investment adviser serving individual and high‑net‑worth clients, retirement accounts, and plan sponsors with asset management, financial planning, and 401(k) consulting services. The firm manages client portfolios primarily on a non‑discretionary basis and reports over $1.2 billion in non‑discretionary assets under management, so clients retain final approval for allocation changes.

The firm emphasizes a passive, asset‑class approach delivered through model portfolios implemented with no‑load, low‑cost index and asset‑class funds, including access to Dimensional Fund Advisors strategies that are not broadly available to retail investors. Portfolios are governed by written Investment Policy Statements, reviewed regularly, and periodically rebalanced (typically quarterly), with trading coordinated centrally through the firm’s trading system and a qualified custodian.

Distinctive features include the firm’s uncommon reliance on non‑discretionary management combined with a formal program of participant education and group workshops for retirement plans, which the brochure highlights as a regular service. The firm also advises on specific funding strategies such as securities‑backed lines of credit and includes multiple team members with aviation industry employment or support businesses, factors that shape certain client demographics and service capabilities.