American Community Wealth Management, LLC logo

American Community Wealth Management, LLC

Updated today

Client assets under management

$178,355,869

Clients

449

54% high-net worth

Advisors

4

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

112

Very High

Average account size

$397,229

About

American Community Wealth Management LLC provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), business owners, corporations, charitable organizations, trusts/estates, and pension and profit‑sharing plans. Its offerings include discretionary and non‑discretionary portfolio management, written financial plans, employer retirement plan consulting, and public and employer‑facing educational seminars.

The firm implements asset‑allocation driven portfolios using a mix of advisor‑managed accounts and third‑party managers, and relies on industry research and vendor tools to monitor manager quality and portfolio construction. It offers multiple platform choices — including Ladenburg Thalmann (LTAM), Fidelity Managed Account Exchange (FMAX), a Separate Account Network (SAN), and Advisor Managed Portfolios (AMP) — and many of these strategies are offered as wrap programs that include trading, custody, and advisory services in a single fee.

ACWM is wholly owned by American Community Bank & Trust (and its holding company) and its advisory staff are also registered representatives of a broker‑dealer, a structure the firm discloses and that results in mixed advisory and commission relationships and shared time among bank, broker‑dealer, and advisory roles. The firm operates from five offices and routinely presents free educational seminars, and its combination of bank affiliation, multi‑office footprint, and sponsorship of multiple wrap programs is atypical among comparable adviser teams.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Business ownership considerations

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Flat fee up to $3,000 for full written financial plan

Percentage

$0 - $10,000: $10,000 - $25,000: 0.50% - 1.50% (Fidelity FMAX Strategists Portfolios) $25,000 - $50,000: 0.25% - 1.25% (Advisor Managed Portfolios) $25,000 - $100,000: 0.50% - 1.75% (Ladenburg Thalmann Asset Management) $50,000 - $100,000: 0.50% - 1.75% (Fidelity FMAX Separately Managed Account) $50,000+: 0.25% - 1.25% (Advisor Managed Portfolios) $100,000+: 0.50% - 1.75% (Separate Account Network) $250,000+: 0.50% - 1.75% (Fidelity FMAX Unified Managed Account) $1,000,000 - $2,500,000: 0.50% - 1.75% (Ladenburg Thalmann ICS program)

Commissions

Certain IARs may receive commissions from sale of securities and insurance products as registered representatives of Osaic Wealth, Inc.

Project-based

Up to $250 per hour for financial planning services

Other

Account minimum: $10,000 Minimum fee: Certain accounts require a minimum advisory fee or quarterly maintenance fee; Financial Planning & Consulting Services have a $250 minimum Fee-only: Flat fee up to $3,000 for financial planning unless otherwise agreed; hourly rate up to $250/hour

Main office location

American Community Wealth Management, LLC

381 S. Main Street

Crystal Lake IL 60014, United States

Number of offices

5

Most active in

Florida · Illinois · Tennessee · Texas · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Thomas Q

CFP®, Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Thomas Quinn is a Certified Financial Planner® with 22 years of industry experience. He is a financial advisor at American Community Wealth Management, LLC, where he has worked since 2003, and previously was with Triad Advisors, Inc. and Osaic Wealth, Inc. Quinn serves as a successor trustee for a family trust, managing its investments and cash flow. American Community Wealth Management provides investment advisory and financial planning services to individuals, business owners, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement plan consulting, utilizing both in-house and third-party platforms tailored to client objectives and risk tolerance.

Business ownership considerations Founder/Business Owner Retired
user avatar

Kathleen D

Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Kathleen Dixon is a financial advisor at American Community Wealth Management, LLC with 26 years of industry experience. She holds a Series 66 designation and has worked at firms including OSAIC Wealth, Triad Advisors, LPL Financial, and Home State Bank. Dixon also serves as Operations Manager and Registered Representative at American Community Wealth Management, providing administrative support and managing her own book of business. American Community Wealth Management offers investment advisory and financial planning services to individuals, business owners, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines in-house Advisor Managed Portfolios with access to multiple third-party platforms and provides both discretionary and non-discretionary portfolio management alongside comprehensive financial planning and group retirement plan consulting.

Business ownership considerations Founder/Business Owner Retired
user avatar

Kevin N

CFP®, Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Kevin Noonan is a CFP® with 24 years of industry experience, currently serving at American Community Wealth Management, LLC, where he has worked since 2003. He previously worked at Triad Advisors, Inc. and Osaic Wealth, Inc. Noonan serves as a voting board member for the Family Health Partnership Clinic, a nonprofit health clinic. American Community Wealth Management provides investment advisory and financial planning services to individuals, business owners, and institutions. The firm offers tailored portfolio management and planning solutions, combining in-house Advisor Managed Portfolios with access to multiple third-party platforms and wrap-fee programs.

Business ownership considerations Founder/Business Owner Retired
user avatar

John G

CFA®, Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

John Gillespie is a CFA® charterholder and holds a Series 66 license, with 14 years of industry experience. He is currently a Senior Vice President at American Community Wealth Management, LLC, where he has worked since 2022. His prior experience includes roles at Triad Advisors, Alight Financial Advisors, LLC, and Alight Solutions, LLC. American Community Wealth Management provides investment advisory and financial planning services to individuals, business owners, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers discretionary and non-discretionary portfolio management, comprehensive financial planning, group retirement plan consulting, and educational seminars, utilizing a combination of in-house portfolios and multiple third-party platforms.

Business ownership considerations Founder/Business Owner Retired
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