A
AMB Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,882,394
Total clients
16
6% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
16
Average account size
$305,150
About
AMB Financial serves individual investors, some high-net-worth clients, and business entities by providing investment management and both ongoing and project-based financial planning on a fee-only basis. The firm operates as a solo independent adviser and manages roughly $4.9 million in client assets across a small client roster, with the bulk of those assets reported as non-discretionary.
The firm’s investment work emphasizes asset allocation and a mix of passive and active strategies informed by fundamental and cyclical analysis, with typical recommendations including stocks, bonds, mutual funds, ETFs and municipal securities. Investment management is implemented on a non-discretionary basis (clients approve transactions), and financial planning engagements can include business planning, tax and estate considerations, retirement projections, and employee benefits optimization.
Distinctive features include a tiered flat annual fee model rather than a conventional percentage-of-assets fee and the firm’s concentration of primarily non-discretionary AUM, both of which are uncommon among independent advisers. The firm is also characterized by a very small, hands-on practice: a single adviser who continues to work in a separate clinical practice, a limited client base, and reliance on an institutional custodian platform for custody and operational support.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Occupation focus
Doctor or Medical Professional
Founder/Business Owner
Fee options
Project-Based Financial Planning fixed fee $500-$5,000; Ongoing Financial Planning fixed fee range $500-$5,000 paid quarterly; Initial comprehensive financial plan fee up to $2,500 (may be waived or reduced)
$0 - $500,000: Flat fee $1,000/year $500,001 - $1,000,000: Flat fee $3,000/year Above $1,000,000+: Flat fee $5,000/year
Project-Based Financial Planning hourly rate of $200/hour
Minimum fee: $1,000/year for accounts $0-$500,000; $3,000/year for $500,001-$1,000,000; $5,000/year for above $1,000,000 Fee-only: Ongoing Financial Planning: Fixed fees ranging from $500 to $5,000 paid quarterly in advance; Project-Based Financial Planning: Fixed fees $500-$5,000 or hourly rate $200/hour
Main office location
AMB Financial LLC
Temecula CA, United States
Number of offices
1
Most active in
AMB Financial LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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