Altus Wealth Solutions

Altus Wealth Solutions is a virtual independent advisory that provides personalized financial planning, investment management, business consulting and pension consulting to individuals, trusts, estates, charitable organizations, small businesses and retirement plans. The brochure discloses the firm manages roughly $5.2 million in client assets across about 26 accounts and also offers insurance and annuity products that may be commissioned.

The firm documents client goals in written investment policy statements and offers two primary investment approaches: a passive ETF strategy matched to a client Risk Number (using Riskalyze) and a tactical core-and-satellite strategy that adjusts asset-class exposures using rules‑based trend regression and technical indicators. Portfolios are globally diversified, monitored and rebalanced (passive quarterly; tactical more frequently), the adviser may trade under a limited power of attorney, and account reviews are performed at least quarterly with more frequent reviews as needed.

Compared with peers, the practice is notable for its small, solo structure combined with an atypical client mix—its brochure indicates it may serve institutional and corporate entities (including banks, insurance companies, pension/profit‑sharing plans, state and municipal governments, other investment advisers and, unusually for a firm this size, sovereign wealth funds). The firm also blends traditional retail planning with business coaching and pension consulting, sells insurance/annuity products in addition to advisory services, and operates a formal business continuity and information‑security program while running as a virtual practice.