Altere Financial, LLC

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Client assets under management

$55,163,567

Clients

92% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$1,490,907

About

Altere Financial is a registered investment adviser that provides financial planning, consulting, and wealth and investment management services to individual and high‑net‑worth clients. The firm offers portfolio management, ongoing planning, and access to LPL-sponsored programs and independent third‑party managers as implementation options.

The firm tailors investment strategies to each client’s financial plan and commonly allocates assets among independent managers and LPL model portfolios using mutual funds, ETFs, separately managed accounts and other vehicles. As disclosed in its brochure, Altere Financial reported $55,163,567 in assets under management as of December 31, 2025, of which $47,978,840 was managed on a non‑discretionary basis and $7,184,727 on a discretionary basis, so many client relationships remain client‑directed while the firm provides manager selection and ongoing oversight.

Noteworthy distinctions include an affiliation with a certified public accounting firm (Evans Sternau CPA), where a supervised person has an ownership interest—a relationship the brochure discloses as a potential conflict of interest—and the fact that certain supervised persons are also registered representatives and licensed insurance agents while the firm uses LPL’s custodial and program services. The firm operates with a small advisory team (three advisors supporting roughly 38 clients) and documents a process to deliver an initial financial plan within three to six months, then provide ongoing maintenance.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Retirement income strategy General retirement planning Tax-loss harvesting General tax planning

Fee options

Fixed

Core financial planning starts at $2,700; comprehensive financial planning starts at $5,100; advanced planning starts at $10,500

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.90% annually $5,000,001 - $10,000,000: 0.75% annually $10,000,001+: 0.50% annually

Commissions

Certain supervised persons provide securities brokerage services and receive commissions under separate arrangements

Project-based

$300 per hour

Other

Fee-only: Fixed fees and hourly fees for financial planning and consulting services

Main office location

Altere Financial, LLC

510 Bering Drive, #260

Houston TX 77057, United States

Number of offices

Most active in

Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website 713-899-6589

Advisors at this firm

Chad E

Series 63, Series 66

Austin, TX

Altere Financial, LLC

Chad Evans is a financial advisor with Altere Financial, LLC in Austin, TX, holding Series 63 and Series 66 licenses and having five years of industry experience. He previously worked at Cetera Investment Advisers LLC and Cetera Financial Specialists LLC, and he is also the owner and president of Evans Sternau CPA, LLC, a CPA firm providing accounting and tax services. Altere Financial is a registered investment adviser serving individual and high-net-worth clients with financial planning, consulting, and wealth management services. The firm customizes investment strategies and uses a range of implementation options, including independent managers and LPL model portfolios.

Retirement income strategy General retirement planning Tax-loss harvesting General tax planning

Christopher S

CFP®

Houston, TX

Altere Financial, LLC

Christopher Sternau is a CFP® professional with experience in accounting and financial services. He is currently an advisor at Altere Financial, LLC and a partner at Evans Sternau CPA LLC, an accounting firm based in The Woodlands, TX. His background includes roles at Andersen Tax and SG Business Services. Altere Financial, LLC provides financial planning, consulting, and wealth management services to individual and high-net-worth clients. The firm uses a tailored investment approach, combining independent managers and LPL model portfolios across various vehicles, and offers both discretionary and non-discretionary asset management.

Retirement income strategy General retirement planning Tax-loss harvesting General tax planning

Andrew S

CFP®, Series 66

Houston, TX

Altere Financial, LLC

Andrew Sharp is a Certified Financial Planner® (CFP®) with 22 years of industry experience. He is currently an advisor at Altere Financial, LLC, joining the firm in 2024 after working at LPL Financial and Level Four Advisory Services. Altere Financial is a registered investment adviser serving individual and high-net-worth clients with financial planning, consulting, and wealth management services. The firm customizes investment strategies using a combination of independent managers and LPL model portfolios, offering both discretionary and non-discretionary management.

Retirement income strategy General retirement planning Tax-loss harvesting General tax planning

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