Allworth financial, L.P.

Allworth Financial provides fee-based financial planning and asset management to a broad retail client base, including individual and high‑net‑worth clients, qualified retirement plans, trusts, estates and corporate clients. Services described in the brochure include discretionary and non‑discretionary portfolio management, specialized financial planning, qualified plan consulting, annuity sub‑account management, and management of privately offered funds.

The firm’s investment process combines quantitative and qualitative analysis to construct model and customized portfolios, offering Core‑Satellite, Pure Index, dividend, income‑oriented, and several specialized equity and options‑overlay strategies (e.g., Covered Call, Put Income, Buffered Equity ETFs), and it can delegate portions of portfolios to third‑party advisers or sub‑advisors. Allworth also uses technology to manage held‑away retirement accounts (via Pontera) and describes both model rebalancing and ongoing reviews led by an internal Investment Committee.

A few features distinguish Allworth from many large RIAs: it publishes periodic newsletters and podcasts that are available to clients and non‑clients, and it serves as investment manager to two private Shorepoint funds focused on private real estate and private credit/equity. The brochure also discloses recent acquisition activity—including assuming management agreements and a transition practice where acquired advisors may operate under a predecessor trade name—which the firm documents in its public disclosures and that can accompany references to predecessor performance in client materials.