Allegiance Financial Services, Inc.

Allegiance Financial Services provides investment supervisory services and financial planning to individuals (including both high‑net‑worth and non‑HNW clients), as well as pension plans, charitable organizations and small businesses. The firm manages separate accounts held at independent custodians and prepares written financial plans that address areas such as investments, taxes, insurance, retirement and estate planning.

The firm actively monitors accounts and makes investment recommendations across a range of strategies (long‑ and short‑term purchases, trading, options and use of mutual funds and ETFs), but implements portfolio changes on a non‑discretionary basis and therefore executes trades only after obtaining client approval. For clients who elect it, Allegiance may allocate portions of an account to a third‑party sub‑adviser (55ip, a JPMorgan subsidiary) that implements model portfolios, with the firm retaining responsibility for due diligence and requiring client consent to select or change models.

Distinctive features disclosed in the brochure include the firm’s predominantly non‑discretionary asset management posture, a firm principal’s separate licensure as an insurance agent who may receive commissions for annuities and life insurance, and access to institutional platform services through Charles Schwab that provide execution, reporting and educational conference/webinar resources. The brochure notes these arrangements and the firm’s monitoring of sub‑advisers and proprietary fund usage to address potential conflicts and to support client reporting.