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All Terrain Financial Advisors

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Client assets under management

$367,144,624

Clients

190

52% high-net worth

Advisors

4

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

48

Typical

Average account size

$1,932,340

About

All Terrain Financial Advisors works with individuals (including high‑net‑worth clients), retirement plans, trusts, foundations, other investment advisers, and business entities. The firm offers discretionary and non‑discretionary asset management, investment consultation, comprehensive financial planning, and third‑party sub‑advisory (TAMP) services for other advisors.

ATFA tailors portfolios using fundamental, technical, and quantitative analysis across stocks, ETFs, bonds, and cash, and provides ongoing monitoring and periodic rebalancing. Beyond standard buy‑and‑hold allocations, the firm frequently implements options‑based overlays and other derivative strategies and, when appropriate and approved, may use margin or borrowing within separately managed accounts to support hedging and income generation objectives.

Compared with many peer team firms, ATFA’s practice is distinguished by its routine use of derivatives and borrowing in SMAs and by its TAMP arrangements that allow other advisers to collaborate on strategy or to have ATFA implement and execute ongoing strategies for the IA’s clients. Certain offerings—such as European‑settled index spreads, protective collars, and evaluations of private placements or structured products—require advanced option approvals, margin permissions, or accredited‑investor qualifications.

Client services

Financial planning Portfolio management Tamp / sub-advisory

Expertise

Concentrated stock management Options & derivatives strategies Wealth management Private / alternative investments

Occupation focus

Founder/Business Owner

Fee options

Fixed

One-time financial planning and investment evaluation/set-up fees typically range from $4,000 to $10,000 per investment opportunity evaluated, with a maximum of $20,000.

Subscriptions

Ongoing Fixed Fees charged in advance, typically between $5,000 and $10,000 annually, payable quarterly; no maximum except not to exceed 1.50% of aggregate household assets annually.

Other

Account minimum: $100,000

Main office location

All Terrain Financial Advisors

551 Coon Rapids Boulevard Nw

Coon Rapids MN 55433, United States

Number of offices

1

Most active in

Florida · Louisiana · Minnesota · Nebraska · Texas · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Jacob S

CFP®, Series 65

Coon Rapids, MN

All Terrain Financial Advisors

Jacob Silverstein is a CFP® with five years of industry experience, currently serving at All Terrain Financial Advisors. His prior work includes roles at Chevrolet of Wayzata and Unparalleled Parking. Outside of his advisory work, he operates JTS Capital LLC, managing investment properties with limited monthly involvement. All Terrain Financial Advisors provides discretionary and non-discretionary asset management, financial planning, and sub-advisory services to a diverse client base, including individuals, retirement plans, and business entities. The firm utilizes a combination of fundamental, technical, and quantitative analysis to construct diversified portfolios and is notable for its regular use of derivatives and option-based overlays within separately managed accounts.

Concentrated stock management Options & derivatives strategies Wealth management Private / alternative investments Founder/Business Owner
user avatar

Joseph V

Series 65

Coon Rapids, MN

All Terrain Financial Advisors

Joseph Van Dam is a financial advisor at All Terrain Financial Advisors with 12 years of industry experience. He holds a Series 65 designation and has worked at All Terrain since 2017, following prior roles at SNS Advisory Group, LLC and SNS Financial Group, LLC. Outside of advising, he is an active life and health insurance agent. All Terrain Financial Advisors serves individuals, retirement plans, trusts, foundations, and business entities, managing both non-high-net-worth and high-net-worth clients. The firm utilizes a combination of fundamental, technical, and quantitative analysis to construct diversified portfolios and frequently employs option-based overlays and derivatives within separately managed accounts.

Concentrated stock management Options & derivatives strategies Wealth management Private / alternative investments Founder/Business Owner
user avatar

William F

Series 65

Coon Rapids, MN

All Terrain Financial Advisors

William Fondell is a financial advisor at All Terrain Financial Advisors with 12 years of industry experience. He holds a Series 65 designation and previously worked at SNS Financial Group, LLC for five years before joining All Terrain Financial Advisors in 2018. All Terrain Financial Advisors provides discretionary and non-discretionary asset management, financial planning, investment consultation, and sub-advisory services to individuals, retirement plans, trusts, foundations, other advisors, and business entities. The firm employs fundamental, technical, and quantitative analysis to construct diversified portfolios and frequently uses option-based overlays and derivatives within separately managed accounts.

Concentrated stock management Options & derivatives strategies Wealth management Private / alternative investments Founder/Business Owner
user avatar

Brian S

CFP®, Series 66

Coon Rapids, MN

All Terrain Financial Advisors

Brian Skolte is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been with All Terrain Financial Advisors since 2017 and previously worked at SNS Financial Group, LLC and its related entities from 2014 to 2017. Outside of advisory work, he is an active insurance agent in life and health insurance. All Terrain Financial Advisors serves individuals, retirement plans, trusts, foundations, and business entities with discretionary and non-discretionary asset management, financial planning, and sub-advisory services. The firm uses a combination of fundamental, technical, and quantitative analysis to build diversified portfolios and frequently employs option-based overlays and derivatives within separately managed accounts.

Concentrated stock management Options & derivatives strategies Wealth management Private / alternative investments Founder/Business Owner
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