Alignpoint Wealth

AlignPoint Wealth provides investment management and financial planning primarily to individual clients, high‑net‑worth individuals, and business clients, managing roughly $18.37 million in discretionary assets for about 22 households. Services include ongoing, written financial plans, project‑based plans, and portfolio management that can be delivered under an annual flat‑fee planning arrangement or traditional advisory arrangements.

The firm builds individually tailored, discretionary portfolios using diversified ETFs and mutual funds and applies Modern Portfolio Theory principles; it documents investment objectives through an Investment Policy Statement and conducts at least annual plan reviews. In practice AlignPoint blends ongoing flat‑fee planning with legacy AUM relationships and offers a separate “personalized portfolio” add‑on to manage constrained or legacy securities that do not fit standard model allocations.

Distinctive features include a relatively wide annual flat‑fee range for ongoing planning ($10,000–$40,000) and project engagement fees ($6,500–$12,000), a separate 0.35% add‑on fee for personalized portfolios, and an account minimum policy (stated at $1.5 million but waivable). The firm generally requires use of a single institutional custodian (Schwab Institutional), maintains constructive custody authority to debit advisory fees, and provides clients direct access to their planner as part of its ongoing service model.