Aligning Wealth
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,734,996
Total clients
7
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
7
Average account size
$247,857
About
Aligning Wealth is a state-registered advisory firm that provides wealth management, financial planning, and portfolio management to individuals (including high‑net‑worth clients) as well as corporations and other businesses. Its services include investment management (including the use of third‑party managers), written financial plans, project‑based and hourly planning, and Small Business CFO services and retirement‑plan consulting for business clients.
The firm’s investment approach emphasizes passive portfolio construction using index mutual funds and ETFs, supplemented by fundamental and cyclical analysis and oversight of outside managers when used. For discretionary accounts the firm monitors allocations regularly, rebalances as needed, and incorporates tax and risk considerations into its recommendations.
Distinctive elements include explicit portfolio management for corporate/institutional clients and a Small Business CFO/exit‑planning focus supported by a CEPA credential, services that are less common among independent advisers. The firm also offers educational seminars and freelance writing, reports roughly seven clients and about $1.73 million in discretionary AUM, and the principal performs outside paraplanning work for a third party, reflecting a very small‑scale practice concentrated on business‑owner planning and education.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Freelance writing
Fee options
Recurring fixed annual fee for Wealth Management clients with AUM less than $600,000 ranging from $3,000 to $6,000 charged monthly in arrears; Small Business CFO Services fixed annual fee ranging from $2,000 to $40,000 charged monthly in arrears; Project-Based Financial Planning fixed fees ranging from $500 to $10,000.
$0 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001 - $25,000,000: 0.40% $25,000,001 - $50,000,000: 0.30% $50,000,001 - $100,000,000: 0.25% $100,000,001+: 0.20%
Financial planning hourly fee at $250 per hour, negotiable.
Account minimum: No minimum account size requirement to open or maintain an account; however, there is a minimum annual fee of $6,000 which may be reduced or waived case by case. Minimum fee: Minimum annual fee of $6,000, negotiable and may be reduced or waived on a case-by-case basis. Fee-only: Firm is fee-only; compensation only from clients for services rendered.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Aligning Wealth
Jersey City NJ, United States
Number of offices
1
Forms ADV
Quick links
LinkedIn
Facebook
X
Instagram
Website
201-380-0215
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