Alba Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,915,846
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
27
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
TypicalAverage account size
$107,994
About
ALBA Financial provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), charitable organizations, corporations and other businesses, and also advises on employer retirement plans. Services described in the brochure include discretionary portfolio management, written and project‑based financial planning, ongoing planning engagements, and employee benefits/retirement plan consulting.
The firm says it builds individualized portfolios using asset‑allocation principles and modern portfolio theory, offers ESG screening when clients request it, and may employ third‑party managers or sub‑advisors as part of portfolio implementation. It delivers financial planning both as one‑off written reports and as recurring engagements, and offers educational seminars and speaking engagements on personal finance topics.
Noteworthy features disclosed in the brochure include operating a wrap fee program that represents essentially all discretionary AUM and the management of 401(k) assets for organizations — a mix that is uncommon among solo independent advisers. The firm is also affiliated with an independent insurance agency and the principal holds life, health, disability and property/casualty licenses; the brochure discloses that insurance commissions may be received and could create potential conflicts of interest.
Client services
Financial planning
Portfolio management
Pension consulting
Newsletters or periodicals
Educational seminars or workshops
Expertise
ESG / Sustainable investing
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Financial planning reports and project based financial planning offered on fixed fee basis ranging from $1,500 to $10,000 depending on complexity.
$0.00 - $499,999.99: 1.50% (wrap fee) $500,000.00 - $999,999.99: 1.25% (wrap fee) $1,000,000.00 - $2,999,999.99: 1.00% (wrap fee) $3,000,000.00+: 0.75% (wrap fee) $0.00 - $499,999.99: 1.45% (non-wrap fee) $500,000.00 - $999,999.99: 1.20% (non-wrap fee) $1,000,000.00 - $2,999,999.99: 0.90% (non-wrap fee) $3,000,000.00+: 0.70% (non-wrap fee)
Hourly financial planning engagements offered at $295 per hour, negotiable.
Fee-only: Financial planning reports/project based fees range $1,500 to $10,000; hourly financial planning fees $295 per hour; fees negotiable depending on complexity.
Main office location
Alba Financial LLC
409 W Broadway
Council Bluffs IA 51503, United States
Number of offices
2
Most active in
Alba Financial LLC has reported serving >5 clients in these states in the last 12 months.
Iowa
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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