Aggregate Financial Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$554,175
Total clients
20
0% high-net worth
Total advisors
4
of 4 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
5
Average account size
$27,709
About
Aggregate Financial Services, Inc. provides investment advisory and financial planning services to individual clients, including portfolio management, retirement planning, estate‑planning reviews, and written financial plans. The firm offers both discretionary and non‑discretionary managed accounts and can act as a 3(21) or 3(38) advisor for retirement plan arrangements.
AFS tailors recommendations to each client’s stated objectives, time horizon, and risk tolerance, using asset allocation as a core framework while employing methods such as dollar‑cost averaging, technical analysis, and both short‑ and long‑term purchase strategies. Accounts are monitored on an ongoing basis with at least quarterly reviews and clients may impose written restrictions on investments.
Noteworthy aspects include a small, recently formed advisory team managing a modest client base and assets under management, and ownership that includes professionals with outside employment who are also licensed insurance agents and may offer commissionable insurance products (the brochure discloses this activity and the potential for related conflicts). The firm also discloses its relationships with specific custodians and its ability to provide 3(21)/3(38) retirement fiduciary services, which can affect implementation and operational arrangements.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
Fee options
Fixed fees range from $1,500 to $4,000 per project
1.00% annually
$150 - $200 per hour
Fee-only: Hourly fees range from $150 - $200 per hour; Fixed fees range from $1,500 to $4,000 per project
Main office location
Aggregate Financial Services, Inc.
Navarre FL, United States
Number of offices
1
Most active in
Aggregate Financial Services, Inc. has reported serving >5 clients in these states in the last 12 months.
California · Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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