AGF Advisors

AGF Advisors provides retirement plan consulting to small- and mid-sized 401(k), 403(b), and 457(b) plan sponsors across private, public, and nonprofit sectors, and also offers financial planning and portfolio management to plan participants and individual clients. Services include plan review and vendor searches, investment due diligence, plan design, ERISA/404(c) compliance support, enrollment meetings, and customized bilingual employee communications and education.

The firm’s investment work combines quantitative and qualitative due diligence for plan menus (using tools such as Zephyr’s Style Advisor and Morningstar) with fundamental analysis for individual clients, and generally recommends broadly traded securities, mutual funds, ETFs, government securities and options. AGF conducts periodic reviews — including annual plan-level due diligence and monthly monitoring of managed accounts — and operates primarily on a non-discretionary basis, delivering recommendations while requiring client authorization for trades.

Distinctive features include licensed life insurance and Medicare brokerage activity alongside advisory services, a formal program of participant education and bilingual seminars, and an explicit focus on pension consulting and participant communication for diverse workforces. The firm also refers clients to specialist money managers for alternative strategies and shares advisory fees with those managers rather than directly managing those alternative assets.