Age Wisely Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
16
50% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
16
LowAverage account size
$0
About
Age Wisely Financial is a fee-only independent adviser that provides written financial planning services to individual and high-net-worth clients through comprehensive one-time plans and hourly, project-based engagements. Services described in the brochure include retirement and estate planning, tax planning, cash-flow and debt management, college savings, insurance review, business planning, and investment analysis as part of a plan.
The firm’s work emphasizes analysis and recommendations rather than ongoing asset management: it may recommend asset allocation, mutual funds, ETFs, or socially conscious investments and relies on methods ranging from fundamental and technical analysis to Modern Portfolio Theory, but it does not manage client portfolios or take custody of client assets. Clients implement recommendations with custodians of their choosing, and the firm charges fixed or hourly planning fees instead of percentage-of-AUM fees.
What is distinctive is the narrow, planning-focused model for a solo-operator independent adviser—the principal holds CFP® and retirement-specialist credentials and has prior institutional portfolio management experience, yet the firm confines itself to planning and coordination rather than discretionary management. The brochure also notes written deliverables within a defined timeframe, coordination with outside attorneys and tax professionals on request, and the firm’s avoidance of performance-based compensation or custody of client funds.
Client services
Financial planning
Expertise
Business ownership considerations
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Fixed fee for comprehensive financial plan ranging from $3,000 to $12,000 (fees negotiable).
$360 per hour for hourly project-based financial planning (fees negotiable).
Fee-only: Fixed fees ranging from $3,000 to $12,000 for comprehensive financial plans; hourly rate of $360 for project-based financial planning. Fees are negotiable.
Main office location
Age Wisely Financial
Wilmington DE, United States
Number of offices
1
Most active in
Age Wisely Financial has reported serving >5 clients in these states in the last 12 months.
Delaware · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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