AFS Wealth Management LLC

AFS Wealth Management LLC is an independent registered investment adviser that primarily serves individual clients, including high-net-worth individuals, and also accepts charitable organization clients — a client type that is uncommon among similar independent firms. The firm offers discretionary portfolio management and separate financial consulting services, and provides guidance on IRA rollovers and other financial planning matters.

The adviser implements tailored, discretionary strategies using firm-developed model portfolios and a mix of investment methods, including charting and cyclical (technical) analysis alongside Modern Portfolio Theory and both long- and short-term purchase approaches. Portfolio construction is customized to each client’s objectives and constraints, and the firm notes that tax efficiency is considered but is not a primary management objective unless agreed otherwise.

Noteworthy features for this small, single-advisor firm managing approximately $39.8 million for about 61 clients include the explicit acceptance of charitable organization clients and the combination of hands-on discretionary management with standalone consulting engagements. The firm routinely directs custody and execution to a single qualified custodian and may aggregate or combine household accounts for fee breakpoint purposes, practices that shape how clients’ accounts are serviced and executed.