A
Affirmative Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,713,260
Clients
5
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
5
Very LowAverage account size
$342,652
About
The firm serves individuals and families, as well as trusts, ERISA plans and closely held businesses, providing investment advisory services through a solicitor model. It assists clients in selecting SEC‑registered investment managers who offer asset allocation programs, individual portfolio management and bundled retirement plan services.
The firm gathers client information via interviews and a Risk Profile Questionnaire, uses those inputs to select and approve manager strategies, and conducts periodic reviews to evaluate performance and rebalance portfolios as needed. The firm itself does not take custody or investment discretion; recommended investment managers typically hold discretionary authority and custody of client assets.
The firm’s principal is a licensed insurance producer who sells life, health, disability, Medicare and long‑term care insurance, receives commissions for those sales, and reports spending about half of their time on insurance activities—an arrangement disclosed as a potential conflict of interest. The brochure also discloses a modest asset base with a limited number of clients and an IRS tax lien that is being renegotiated, items that prospective clients may wish to consider.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Medicare planning
Long-term care insurance
Fee options
$5,000 - $25,000: One-time Establishment Fee: lesser of 3% or $350 (not paid to AFS) $25,000 - $500,000: 1% annually $500,001 - $1,000,000: 0.75% annually $1,000,001+: 0.35% annually
Commission income from insurance products sold as insurance producer (life, health, disability, Medicare, long term care insurance)
Account minimum: $5,000
Main office location
Affirmative Financial Services
Jacksonville FL, United States
Number of offices
1
Most active in
Affirmative Financial Services has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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