Advisors Wealth Management, Inc.

The firm provides discretionary asset management, financial planning and retirement-plan consulting to individuals, high‑net‑worth clients and pension/profit‑sharing plans, overseeing about $12.1 million across 16 client accounts. It also offers portfolio management services to institutional clients and ERISA plan services, typically acting as a limited‑scope 3(21) fiduciary for retirement plans.

Investment programs are implemented under client‑specific Investment Policy Statements with discretionary trading authority and periodic (generally quarterly) account reviews. The firm employs a mix of fundamental, technical, cyclical analysis and modern portfolio theory and typically invests via mutual funds, ETFs (including precious‑metal ETFs), REITs and equities, with limited use of options and margin and exclusions for certain illiquid or employer‑sponsored assets.

Compared with peers, the firm’s brochure discloses multiple outside business activities—licensed insurance sales, tax/EA work, real‑estate brokerage and accounting services—which create potential conflicts when those services are offered to advisory clients and are explicitly disclosed. The brochure also highlights less common features for a solo adviser: pension consulting and institutional plan work, receipt of referral compensation from third‑party advisers, and a required custodian relationship (Shareholders Service Group, Inc.), all of which the firm discloses and documents.