Advisor Financial Services, Inc.

Advisor Financial Services, Inc. serves individuals, corporations, limited liability companies, pension and profit-sharing plans, trusts, estates, and charitable organizations with discretionary and non‑discretionary portfolio management, financial planning, and investment advice. The firm also offers tax preparation, tax planning, and limited accounting and bookkeeping services as separate engagements, and assists employers with establishing and administering self-directed SIMPLE IRA plans using American Funds F‑2 share classes.

The firm typically aligns client accounts to documented goals using standardized portfolio models and a long‑term, asset‑allocation approach across domestic and foreign equities and fixed‑income investments, while accepting reasonable client‑imposed restrictions in writing. Accounts are custodied primarily at Charles Schwab, reviewed on a periodic basis with at least annual client contact encouraged, and the firm draws on sources such as financial newspapers, magazines, and subscription research to support its investment analysis; clients receive quarterly custodial statements and online access.

Distinctive aspects include the integration of investment advisory services with tax and limited accounting services under a principal who holds both CPA and CFP credentials and an ongoing affiliation with an accounting practice. The firm manages roughly $62.8 million for about 220 clients while operating with a single supervised advisor—resulting in an unusually high client count per advisor—and discloses that servicing compensation received from American Funds for SIMPLE IRA arrangements is credited against advisory fees to avoid duplicate charges.