Advising for Life, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,728,000
Clients
19
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
19
LowAverage account size
$248,842
About
Advising For Life, LLC provides wealth management and financial planning to individuals, high net worth individuals, trusts and estates, offering discretionary portfolio management, retirement-account advice, and standalone or ongoing financial planning engagements. The firm also offers estate planning document generation as an optional add-on and may refer clients to outside specialists when legal or tax implementation is needed.
The firm’s investment process is grounded in Modern Portfolio Theory supplemented by fundamental and technical analysis and values-based screening; portfolios are typically long‑term and constructed around low‑cost, diversified ETFs but may include individual stocks, bonds, mutual funds, REITs and alternative investments as appropriate. AFL conducts ongoing due diligence, monitors accounts regularly, and may use rebalancing, tax‑loss harvesting, or short‑term trades to address cash needs, risk exposures, or opportunity-driven adjustments.
Compared with many single‑advisor independent firms, the brochure discloses a number of atypical affiliations and activities: the owner operates Bookkeeping For Life LLC (a bookkeeping subscription service) and has passive real estate interests and property‑management activities, and the firm discloses an insurance agency affiliation that can result in commissionable sales. The brochure also notes the firm’s use of endorsements and testimonials in advertising and the availability of digital estate‑document tools—features that are less common among peers and are disclosed as potential sources of conflicts or additional client relationships.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Retirement income strategy
Wealth management
Demographic focus
Gen Y/Millennials (Born 1980-1995)
Fee options
Fixed financial planning fees quoted in advance, capped at $5,000; estate planning document generation up to $600
$0 - $100,000: 1.50% $100,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.25%
Insurance commissions earned by owner as independent insurance professional (separate from advisory fees)
Hourly financial planning fees billed up to $250 per hour
Ongoing financial planning advice-only engagements generally range from $100 to $1,000 per month
Minimum fee: Annual minimum fee of $1,200 for wealth management services and ongoing financial planning engagements (can be waived) Fee-only: Financial planning services offered hourly (up to $250/hour), fixed fees (up to $5,000), or ongoing monthly fees ($100 to $1,000/month)
Main office location
Advising for Life, LLC
Irving TX, United States
Number of offices
1
Most active in
Advising for Life, LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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