A
Advantage Financial Consultants
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,217,265
Clients
18
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
18
LowAverage account size
$289,848
About
The firm provides investment advisory and financial planning services to individuals, family trusts and individual retirement accounts. It also offers consulting on retirement plan matters, estate planning, charitable giving and tax-related matters, including tax preparation services upon request.
The firm's investment process is built around asset allocation and principles of modern portfolio theory, with quarterly portfolio reviews and recommendations that commonly include no‑load mutual funds and individual stocks. Implementation can be either discretionary or non‑discretionary; non‑discretionary clients must provide written authorization before trades are executed.
The brochure highlights a move toward predominantly non‑discretionary management: as of December 31, 2025 the firm reported 18 non‑discretionary accounts totaling $3,825,398 and two discretionary accounts totaling $1,391,867, and it states at publication that all managed accounts were being handled on a non‑discretionary basis. The owner’s additional activities — preparing tax returns and serving as a part‑time university instructor — and the firm’s practice of not taking custody or voting client securities are further distinguishing features.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
Life insurance needs analysis
Charitable giving & philanthropy
College savings (529s, UTMA, etc.)
Fee options
$0 - $1,000,000: 1.0% Over $1,000,000 - $5,000,000: 0.8% Over $5,000,000 - $10,000,000: 0.6% Over $10,000,000+: 0.4%
$125 per hour for financial planning and other consulting services
Minimum fee: $250 per year or 1.5% of account value, whichever is less Fee-only: Financial planning and consulting services at $125 per hour with $250 minimum for financial planning
Main office location
Advantage Financial Consultants
Camarillo CA, United States
Number of offices
1
Most active in
Advantage Financial Consultants has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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