Adtigo Investment Advisors, LLC

Adtigo Investment Advisors serves a small, primarily individual client base that includes high-net-worth individuals, as well as pension plans and business entities; the firm manages about $20 million for roughly a dozen clients and operates with a single advising professional. It offers discretionary portfolio management, prepares an investment policy statement for each client, and invests across a broad set of instruments (mutual funds, ETFs, fixed income, real estate funds/REITs, annuities and private/alternative funds) to implement client objectives.

The firm’s investment process draws on fundamental analysis and modern portfolio theory and uses both long‑ and short‑term trading to implement asset-allocation decisions documented in each client’s IPS. Accounts are reviewed monthly and the adviser requests discretionary trading authority, while billing is handled on an asset-based basis for most clients and in arrears.

What distinguishes Adtigo from many peers is that, despite its small size, it offers performance-based compensation arrangements for qualified clients (tied to capital appreciation above a defined hurdle and resetting annually), and it manages both performance-fee and standard AUM-fee accounts while disclosing the inherent conflicts and mitigation steps. The firm’s principal also maintains insurance-licensing and actuarial employment outside the advisory business—relationships the brochure notes can involve commissionable products and potential conflicts that are disclosed to clients—and the firm does not aggregate trades for multiple client accounts, which it flags as a practice that may affect execution.