Adirondack Financial Services Corp
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$461,794,854
Total clients
596
23% high-net worth
Total advisors
3
of 16 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
199
Average account size
$774,824
About
Adirondack Financial Services provides portfolio management, financial planning, pension consulting, 401(k) investment advice and trust management to individuals, businesses, non‑profits and institutional clients, offering both discretionary and non‑discretionary accounts. The firm manages roughly $462 million in client assets and serves several hundred client accounts.
Advisory work is guided by a client‑specific investment policy statement that is reviewed at least semiannually and more frequently for client, market or security‑specific triggers. Investment selection uses a documented quantitative and qualitative research process—screening a mutual fund universe of about 27,336 funds across more than 1,600 data points—and emphasizes diversified asset allocation while avoiding frequent trading and illiquid private placements.
The firm’s business model includes activities that are less common among peers: several employees are registered representatives supervised by Hazard & Siegel LLC, and AFS operates a licensed insurance agency that offers fixed life, annuities, long‑term care, health, dental, vision and disability products, with associated persons separately registered as insurance agents. Adirondack Financial Services also leverages custodial relationships with Pershing (and a limited number of Schwab accounts) and a third‑party platform for held‑away defined‑contribution accounts, and completed an ownership change in early 2026.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1% $1,000,001 - $3,000,000: 0.85% $3,000,001+: 0.65%
Fee-only: Fee for service; no commissions earned by Investment Advisor Representatives.
Main office location
Adirondack Financial Services Corp
185 Genesee Street, Suite 210
Utica NY 13501, United States
Number of offices
1
Most active in
California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Illinois · Kansas · Maine · Maryland · Massachusetts · Michigan · Mississippi · New Jersey · New Mexico · New York · North Carolina · Ohio · Oregon · Pennsylvania · South Carolina · Tennessee · Texas · Utah · Vermont · Virginia · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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