Adelmann Financial, Inc.

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Client assets under management

$105,252,403

Clients

126

23% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$835,337

About

Adelmann Financial, Inc. provides discretionary and non-discretionary investment supervisory services and ongoing financial planning to individuals, trusts, conservatorships and employer-sponsored retirement plans, acting in some cases as an ERISA 3(21) investment advisor. The firm manages about $106 million for roughly 126 clients and is run by two advisors who hold CFP certification.

Portfolios are implemented primarily with exchange-traded funds and no-load or load-waived mutual funds, using a mix of passive and selectively chosen active managers within a Modern Portfolio Theory framework, with regular rebalancing and global diversification. The firm also places explicit emphasis on investor behavior — using scenario-based reviews and frequent progress meetings (typically two to four times per year) to prepare clients for market volatility.

Compared with many peers, Adelmann does not aggregate trades across client accounts and provides financial planning at no additional charge to managed-account clients while offering separate flat-rate or ongoing planning options to others. The firm routinely recommends a single custodian platform for execution and receives research and platform services from that custodian, and it maintains personal-trading policies that restrict employee trading in securities the firm is actively buying or selling for clients.

Client services

Financial planning Portfolio management

Expertise

Wealth management Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting

Fee options

Fixed

Flat fee for financial planning services from $0 to $3,500 in advance; ongoing financial planning fees $500 to $1,000 per quarter

Percentage

Under $250,000 - $249,999: 1.5% annually $250,000 - $1,499,999: 1.0% annually $1,500,000 - $2,999,999: 0.7% annually $3,000,000 - $4,499,999: 0.65% annually $4,500,000 - $6,999,999: 0.55% annually $7,000,000+: 0.50% annually

Other

Account minimum: $100,000 Fee-only: Flat fee for financial planning services from $0 to $3,500 in advance; ongoing financial planning fees $500 to $1,000 per quarter

Main office location

Adelmann Financial, Inc.

1295 Kelly Johnson Blvd., Suite 200

Colorado Springs CO 80920, United States

Number of offices

Most active in

Colorado · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

X Website 719-599-7374

Advisors at this firm

William A

CFP®

Colorado Springs, CO

Adelmann Financial, Inc.

William Adelmann is a CFP® professional based in Colorado Springs, CO, currently serving as an advisor at Adelmann Financial, Inc. He has been with the firm since 2021 and has prior experience working at Christian Care Ministry and American Burglary Protection. Adelmann Financial serves individual investors, trusts, and employer-sponsored retirement plans, providing continuous portfolio management and financial planning. The firm employs a blend of passive and active management within a Modern Portfolio Theory framework, focusing on investor behavior and preparing clients for market declines through regular meetings and scenario-based exercises.

Wealth management Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting

Russell A

CFP®, Series 63

Colorado Springs, CO

Adelmann Financial, Inc.

Russell Adelmann is a CFP® with 27 years of industry experience and has been with Adelmann Financial, Inc. since 1994. Based in Colorado Springs, CO, he holds a Series 63 designation and practices at a firm he helped establish. Adelmann Financial serves individual investors, including high-net-worth clients, trusts, and employer-sponsored retirement plans by providing continuous portfolio management and ongoing financial planning. The firm employs a blend of passive and active management grounded in Modern Portfolio Theory, focusing on ETFs and mutual funds while emphasizing investor behavior and preparedness for market volatility.

Wealth management Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting

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