Adaptive Wealth Management, LLC

Adaptive Wealth Management provides discretionary portfolio management and comprehensive financial planning — including tax, insurance, retirement and estate planning — for individuals (including a number of high‑net‑worth clients), along with business, charitable and pension clients. The firm tailors services through consultations and ongoing reviews and positions itself as a financial advocate when coordinating with other professionals such as attorneys and accountants.

The firm emphasizes active money management with an emphasis on market timing rather than a pure buy‑and‑hold approach; its investment process uses trend‑following technical indicators, intermarket analysis and neural‑network (AI) models to generate daily trading signals intended to identify short‑term market direction for U.S. equity and bond instruments. Strategies are rules‑based with predetermined entry and exit signals to limit discretionary emotion, and the firm will also select other money managers for specialty or alternative exposures when appropriate.

Notable and uncommon for a small independent advisor, the firm’s principal maintains affiliations outside the advisory business: he is a registered representative of a broker‑dealer and sells insurance and securities products for commissions, and the firm acts as a solicitor and splits fees with certain outside managers. Those dual roles and fee‑sharing arrangements are disclosed in the brochure and represent potential conflicts of interest that the firm says it manages and communicates to clients.