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Adaptive Advice, LLC

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Client assets under management

$8,289,099

Clients

18

28% high-net worth

Advisors

2

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

9

Very Low

Average account size

$460,506

About

Adaptive Advice serves individual and high‑net‑worth clients and their families, managing approximately $8.29 million across 18 client relationships with a two‑advisor team. The firm provides discretionary investment management, written financial planning, and also offers educational seminars that are free and open to the public.

The firm’s investment process blends fundamental and technical analysis with asset‑allocation modeling and use of mutual funds, ETFs, third‑party managers and derivative strategies (including covered calls, spreads and margin when appropriate). Portfolios are managed on a discretionary basis with formal monthly reviews of accounts and at least annual client meetings, and the adviser uses third‑party back‑office and model portfolio support while generally directing clients to a specific custodian.

Noteworthy differences from many peers include the firm’s regular public seminars covering topics such as asset allocation, retirement and Social Security planning — a service offered by only a minority of similar firms — and the material outside business activities disclosed for firm principals. The brochure discloses a principal’s significant role at a financial‑planning software company (about 100 hours per month), another advisor’s consulting work as an outsourced CFO and technology consultant, and that both advisors are licensed insurance agents who may receive commission compensation; the firm also describes policies intended to disclose and mitigate those conflicts.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Options & derivatives strategies Long-term care insurance Disability insurance Annuities Cash flow / budgeting

Fee options

Fixed

Financial planning fixed fees typically range from $500 to $5,000

Percentage

$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% Over $2,000,000+: 0.50%

Commissions

Insurance products commissions paid separately to advisory personnel, no advisory fees charged on these funds

Project-based

Financial planning hourly fees range from $125 to $300 per hour

Other

Account minimum: $250,000 Fee-only: Financial planning fees: $500 to $5,000 fixed fee or $125 to $300 per hour

Main office location

Adaptive Advice, LLC

444 Regency Parkway Drive, Suite 201

Omaha NE 68114, United States

Number of offices

1

Most active in

More info

Louisiana · Nebraska · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 402-281-2486

Advisors at this firm

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user avatar

Michael C

Series 65

Omaha, NE

Adaptive Advice, LLC

Michael Chochon is a financial advisor at Adaptive Advice, LLC in Omaha, NE, holding a Series 65 credential with eight years of industry experience. Prior to joining Adaptive Advice, he worked at Sequent Planning, LLC and Senior Market Sales, Inc. He also serves as an independent insurance agent and provides consulting on artificial intelligence and CFO functions through his own businesses. Adaptive Advice offers discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, and families, with a focus on tailored portfolios and regular client reviews. The firm is noted for sponsoring free public educational seminars on various financial topics.

Options & derivatives strategies Long-term care insurance Disability insurance Annuities Cash flow / budgeting
user avatar

Joseph E

CFP®, Series 65, Series 66

Omaha, NE

Adaptive Advice, LLC

Joseph Elsasser is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Adaptive Advice, LLC in Omaha, NE. He has held leadership roles at Covisum, LLC, a financial planning software company where he is president and partner, as well as previous experience at Sequent Planning, LLC. Elsasser also advises Secure Companies, Inc. on product design and business development. Adaptive Advice, LLC provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, and families. The firm manages approximately $38.9 million across about 83 client relationships, emphasizing tailored portfolios, asset allocation, and regular client reviews, and is notable for sponsoring free public educational seminars.

Options & derivatives strategies Long-term care insurance Disability insurance Annuities Cash flow / budgeting
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