Adapt Wealth Advisors, LLC

Adapt Wealth Advisors, LLC serves individuals (including high net worth clients), families, family offices, trusts, estates, private foundations, and qualified retirement plans, providing personalized comprehensive financial planning and both discretionary and non‑discretionary investment management. The firm’s services include written financial plans, ongoing portfolio management, and retirement‑plan advisory work for plan sponsors and participants.

AWA primarily employs fundamental analysis and generally favors a long‑term investment horizon tailored to each client’s goals, risk profile, tax sensitivity and time horizon, while retaining flexibility for shorter‑term trades when appropriate. Portfolios typically use registered mutual funds and ETFs but may include individual equities, corporate bonds, REITs, closed‑end funds, structured notes, private/alternative funds, and allocations managed by recommended External Managers; accounts are monitored on an ongoing basis with at least annual formal reviews.

Notably, the firm’s advertising includes endorsements and client testimonials and it advertises third‑party ratings, practices that are less common among similar team firms and that provide additional public information for prospective clients. The brochure also discloses participation in the Charles Schwab institutional platform — including up to $215,000 in initial support and reimbursement of certain prior custodian termination fees up to $125,000 — and that some advisory personnel are licensed insurance professionals who may earn separate commissions, each of which the firm says it manages through disclosure and internal policies.