Adams Financial Concepts, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$71,057,810
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
110
69% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
110
Very HighAverage account size
$645,980
About
The firm provides customized, discretionary investment management to individuals, trusts, estates and charitable organizations, and acts as a 3(38) investment manager for retirement plans while also offering participant education and financial planning services. Its clientele includes both retail investors and employer-sponsored retirement plans, and it delivers ongoing portfolio supervision and reporting through an independent custodian.
Investment decisions follow a bottom‑up, fundamental analysis framework with concentrated portfolios (typically single‑digit to low‑teens holdings) and a “Future Planning” process that emphasizes a margin of safety and updating plans using Bayesian reasoning. The firm manages portfolios on a discretionary basis and may employ active strategies including trading, short sales and the use of borrowing (margin) in separately managed accounts.
Noteworthy differentiators relative to peers are the firm’s willingness to offer a performance‑based (incentive) fee option for qualified clients and to publish a performance track record on its website, both of which are uncommon among similar advisers. The brochure also discloses a prior regulatory consent order related to audit and disclosure matters (with no finding of client asset loss or license revocation) and subsequent litigation that was settled, a material disclosure the firm includes in its filings.
Client services
Portfolio management
Pension consulting
Expertise
Active portfolio management
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Retired
Fee options
$0 - $500,000: 2.00% $500,001 - $1,000,000: 2.00% $1,000,001 - $2,000,000: 2.00% $2,000,001+: 1.75%
20% of quarterly profits exceeding previous high water mark for Custom Portfolio Incentive Fee Program (CPIFP) clients who meet qualified client criteria
Account minimum: $100,000 Fee-only: Annual fees charged quarterly in advance based on assets under management for CPWM accounts as per tiered schedule above
Main office location
Adams Financial Concepts, LLC
1001 Fourth Avenue, Suite 4330
Seattle WA 98154, United States
Number of offices
1
Most active in
Adams Financial Concepts, LLC has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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