Access Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$14,393,563
Clients
7
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$2,056,223
About
Access Financial Planning, LLC provides fee-only financial planning and investment advisory services to individuals, families, and small-business clients, offering comprehensive planning across retirement, tax, estate, risk management, and business succession topics. The firm advises on portfolio construction and ongoing investment supervision and assists clients who choose outside money managers with selection and periodic review.
The firm’s investment approach is tailored to each client, combining passive strategies with fundamental and technical analysis as appropriate to establish asset-allocation targets and monitor risk and performance. Portfolios may include mutual funds, ETFs, individual securities and options, and the firm delivers regular reviews and client reporting to align portfolios with changing goals and circumstances.
Noteworthy for a firm of its size, the firm occasionally offers educational seminars on general financial-planning topics, and it maintains tax expertise through an enrolled-agent designation to support integrated tax and planning work. The practice also emphasizes business-owner planning and equity-compensation guidance, and provides clients access to financial-planning technology and individualized implementation support, including due diligence and oversight when outside managers are used.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Equity Recipients (RS/RSU, SOP, ESPP)
Business ownership considerations
General tax planning
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Fee options
Flat fee generally ranges from $6,000 to $10,000 per year based on client complexity
$0+: 0.50% annually (asset-based fee when combined with flat fee) $0+: 0.75% annually (asset-based fee when no flat fee) +: $6,000 to $10,000 per year (flat fee component, based on complexity)
Fee-only: Fee-only financial planning and investment advisory services; no commissions or sales charges accepted.
Main office location
Access Financial Planning, LLC
40 R Merrimac Street, Suite 201 E
Newburyport MA 01950, United States
Number of offices
1
Most active in
Access Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")