Access Capital, LLC

Access Capital provides investment advisory and financial planning services to individual and high‑net‑worth clients, offering both discretionary and non‑discretionary portfolio management and written financial plans. The firm also assists with held‑away retirement accounts by using a third‑party aggregation and management platform (Pontera, formerly FeeX) to review and, when appropriate, rebalance defined contribution participant accounts.

The firm tailors recommendations to each client’s objectives, time horizon, and risk tolerance and employs a mix of asset‑allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term trading where appropriate. Accounts are reviewed at least quarterly and the firm typically directs clients to established custodians (Charles Schwab and Raymond James) while aggregating trades across client accounts when executed.

Noteworthy features include the firm’s recent establishment and transition of its registration to state supervision, the explicit use of a held‑away account platform to manage participant retirement assets without taking custody, and disclosure that the principal is a licensed insurance agent who may offer commissionable insurance products (up to a stated portion of professional time). The firm also notes that some service providers employ artificial intelligence/machine‑learning components and that the firm conducts periodic due diligence on those providers; it does not vote client proxies and maintains limited custody only for fee deduction purposes.