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About Time Financial Planning

Updated today

Client assets under management

$20,373,903

Clients

31

23% high-net worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor

Clients per advisor

31

Typical

Average account size

$657,223

About

About Time Financial Planning serves individual clients (including high-net-worth individuals and charitable organizations) with comprehensive financial planning and optional investment management, and also offers project-based engagements such as one-time financial snapshots and focused consultations. The firm is fee-only and does not accept commissions or other sales-based compensation.

The firm's work is planning-centric, applying modern portfolio theory and a largely passive investment implementation while offering sustainable, responsible, and impact (SRI) options and access to third‑party model portfolios. Clients typically work directly with the sole advisor over time, may grant limited discretionary trading authority for managed accounts, and can impose reasonable, written investment restrictions.

Distinctive for an independent single-advisor practice, About Time generally relies on fixed and project-based fees rather than primarily charging percentage-of-assets-under-management, and it allows prior project fees to be credited toward later comprehensive engagements. The firm is relatively small (roughly 30 clients and about $20 million in advisory assets), its principal holds CFP® and SRI-related credentials, and it uses institutional platforms and a model marketplace while declining third-party sales compensation.

Client services

Financial planning Portfolio management

Expertise

Business ownership considerations Tax strategies for small businesses General estate planning guidance College savings (529s, UTMA, etc.)

Fee options

Fixed

Financial Snapshot and One-Time Plan: $3,600 to $10,000; Focused Question Consultation: $400 to $3,200

Other

Minimum fee: One-time upfront fixed fee ranging from $1,000 to $2,000; ongoing fixed fee ranging from $700 to $3,200 per quarter for average clients, and $5,000 to $12,500 per quarter for clients with over $5 million net wealth Fee-only: Fixed fees for financial planning and investment management; no commissions or performance-based fees

Main office location

About Time Financial Planning

Rochester NY, United States

Number of offices

1

Most active in

California · District of Columbia · Maryland · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Kathryn K

CFP®

Rochester, NY

About Time Financial Planning

At About Time, we believe that everyone deserves financial empowerment. We give people an affirming space to talk about money and the support they need to make empowered money decisions so they can reach financial freedom and live their fullest lives. I love helping independent, high-earning folks think through what’s best for your life and family – decoding our needlessly complex financial system into something you can actually understand. I am: --Flat Fee, Fee-Only: Transparent pricing with no commissions, no asset minimums. Fiduciary. --Values-Aligned & Impact Driven: We can help you explore socially conscious financial decisions that reflect your values and goals - including sustainable (SRI, ESG) and community impact investing, and values-aligned spending and giving. --Built for You: Everything we do is designed around the unique planning needs of physician families, small business owners, and LGBTQ+ couples - savvy tax-saving strategies, exploring a career pivot, student loan repayment options, self-employed retirement & insurance, budgeting for fertility costs and childcare, protecting your family, home buying vs. renting and more. --Relatable & Affirming: I focus on working with women, gender-expansive folk, and families like yours so I can share the collective wisdom gathered from all of us. I welcome you to bring your whole self. I will meet you where you are and provide financial clarity and peace of mind. --Clear & Efficient: I'll explain your financial options in jargon-free terms, encourage questions, and help you make informed, empowered decisions about your financial future. I'll take as much off your plate as possible and simplify the rest so you can spend time living your fullest life. Diversity, Equity, Inclusion and Justice Commitment: We foster a just and inclusive culture with a safe and affirming environment for all people. We welcome clients of all backgrounds, respect intersectional identities and use our privilege to amplify underrepresented voices and challenge inequitable systems. We acknowledge that racism and patriarchy have shaped the American financial system and strive to change the status quo through intentional action. We seek accountability for our actions and embrace mistakes as opportunities for repair and growth. We recognize that doing this important work is a continuous effort that we commit to pursue.

ESG / Sustainable investing Doctor or Medical Professional LGBTQIA Gen Y/Millennials (Born 1980-1995) Women Professionals
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