Able Money LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$39,175,695
Total clients
21
86% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
21
Average account size
$1,865,509
About
Able Money LLC is a fee-only, state‑licensed investment adviser that provides integrated financial planning and discretionary investment management to individuals, families, trusts, estates, charitable organizations, and small businesses. The firm generally delivers ongoing, comprehensive engagements rather than one‑off or stand‑alone advice, and it also provides non‑discretionary guidance for employer‑sponsored retirement plan allocations.
Investment implementation emphasizes broadly diversified asset allocation using passive ETFs, no‑load mutual funds, and, when appropriate, separately managed accounts and model portfolios. The firm employs a scientifically validated risk‑tolerance assessment and portfolio‑optimization tools (including Monte Carlo simulation) and integrates values‑based (ESG) screening with retirement‑income planning to address longevity, inflation, market volatility, and health‑care risks.
Distinctive features include a relatively small client base compared with its assets under management and a practice of conducting no‑fee, pre‑engagement reviews of client documents to shape initial recommendations. The principal combines legal (JD) training with CFP certification, coordinates with third‑party managers and SEI‑offered separately managed account options, and discloses receipt of research and soft‑dollar benefits from custodians such as SEI, Vanguard, and BlackRock.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Retirement income strategy
Tax-loss harvesting
Roth conversion strategy
Cash flow / budgeting
Demographic focus
Approaching retirement
Retired
Fee options
$0 - $250,000: 1.20% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $3,000,000: 0.60% $3,000,001 - $4,000,000: 0.50% $4,000,001 - $5,000,000: 0.40% $5,000,001+: 0.30%
Fee-only: Fee-only financial planning and investment advisory services; no commissions received.
Main office location
Able Money LLC
North Yarmouth ME, United States
Number of offices
1
Most active in
Able Money LLC has reported serving >5 clients in these states in the last 12 months.
Maine
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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