A
A. TO Z. Financial Consulting and Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,114,549
Clients
5
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
5
Very LowAverage account size
$422,910
About
The firm advises individuals, high-net-worth clients and state or municipal retirement plans, providing individualized portfolio management alongside consulting services for governmental retirement plans. Offerings include management of marketable securities (equities, bonds, mutual funds and ETFs) and consulting services that encompass periodic monitoring and reporting for plan sponsors.
Its investment process combines fundamental and technical analysis and is guided by principles of value, safety and quality with an emphasis on risk control to limit downside and support longer-term appreciation. The firm employs a global mix of securities and may use options strategies, including covered calls and married puts, to generate income or hedge positions.
What distinguishes the firm from many peers is its explicit focus on governmental retirement plan consulting with participant education seminars and group meetings—services that are relatively uncommon among independent advisers. The adviser manages a modest asset base (roughly $2.1 million) for a small client roster and operates through an independent custodian relationship that facilitates account custody and fee processing.
Client services
Portfolio management
Educational seminars or workshops
Government retirement plan consultant
Expertise
Active portfolio management
Occupation focus
Retired
Fee options
1.00% annually
$200 per hour
Main office location
A. TO Z. Financial Consulting and Wealth Management
San Diego CA, United States
Number of offices
1
Most active in
A. TO Z. Financial Consulting and Wealth Management has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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