A. Gile & Co.

The firm is a state‑registered, independent advisory practice run by a single advisor that provides discretionary portfolio management and financial planning to individuals, trusts, retirement accounts, investment entities, and charitable organizations, managing about $29.0 million in client assets across roughly 173 accounts. Like many independent firms, it generally charges AUM‑based advisory fees and monitors and rebalances client portfolios on an ongoing basis.

The firm’s investment approach is a rules‑based, value investing framework grounded in peer‑reviewed academic research, implemented primarily through individual equities and bonds, periodic rebalancing, and tax‑aware techniques such as specific identification cost‑basis accounting and tax‑loss harvesting. For risk management it uses adaptive asset allocation and discretionary hedging tools — for example overweighting lower‑risk assets, purchasing put options, selling call options, and allocating to alternative assets when the adviser judges equity downside risk to be elevated.

A distinctive feature is that the firm’s chief investment officer also maintains a solo law practice focused on estate planning, criminal defense, and litigation, and is a licensed insurance professional who may earn commissions on insurance product implementations; the adviser also operates a private investment partnership that invests in commercial real estate. These outside business activities are disclosed in the brochure and can introduce additional conflicts of interest and implementation choices that clients should consider when evaluating the firm’s recommendations.