A
A & C Investment, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$21,674,000
Clients
11
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
11
LowAverage account size
$1,970,364
About
A&C Investment, Inc. is a small, sole-advisor registered investment adviser that provides portfolio management and financial planning to individual clients, high‑net‑worth individuals, and family trusts, and may consult on small company retirement plans. The firm manages roughly $21.7 million in client assets across about 11 client accounts and offers services such as mutual fund‑based portfolio management and ad hoc financial planning.
The adviser’s investment work focuses on constructing diversified mutual fund and ETF portfolios using a long‑term, fundamental analysis approach, with practices like dollar‑cost averaging and quarterly account reviews. The firm typically manages client accounts on a non‑discretionary basis—reviewing recommendations with clients before investing—which is explicitly noted in the brochure and is uncommon among similar independent firms.
A&C operates as a one‑person practice that primarily serves extended family and friends, does not actively advertise, and rarely adds new clients, while also managing several family trusts and partnerships where it may hold discretionary authority. The adviser holds the CERTIFIED FINANCIAL PLANNER™ designation and discloses significant outside business activities (ranching, oil and gas, and real estate), which the brochure states occupy a material amount of the adviser’s time.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Cash flow / budgeting
General tax planning
Fee options
A fixed fee may be used for portfolio management services if requested by the client; details not specified.
0.125% (1/8 of 1%) to 2% annually based on size of assets, investment products, complexity, and other issues
Up to $150 per hour for additional financial planning services, if requested and agreed upon
Main office location
A & C Investment, Inc.
Salt Lake City UT, United States
Number of offices
1
Most active in
A & C Investment, Inc. has reported serving >5 clients in these states in the last 12 months.
Utah
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")