917 Advisory Services LLC

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Client assets under management

$167,507,315

Clients

195

30% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$859,012

About

917 Advisory Services LLC provides discretionary investment management, financial planning, retirement plan advisory (including serving as a 3(38) fiduciary) and consulting services to individuals, high-net-worth individuals, trusts, estates, retirement plans, and certain broker/dealer customers. The firm also offers standalone financial planning and financial institution consulting engagements for brokerage customers under written advisory agreements.

The firm primarily employs fundamental analysis to construct diversified portfolios using low‑cost mutual funds and ETFs and may use individual stocks and bonds as needed; its strategies are generally long‑term but include shorter‑term trading for rebalancing or cash needs and allow clients to impose reasonable investment restrictions. 917 Advisory monitors accounts on a continuous basis, provides periodic reporting, and generally does not impose a minimum relationship size.

Noteworthy aspects in the brochure include that the firm — founded in 2024 — reported roughly $167.5 million in discretionary assets under management as of December 31, 2025 and operates with three advisors, while maintaining institutional relationships with both LPL Financial and Charles Schwab that provide platform services and economic benefits. The firm discloses several ancillary activities (insurance sales and offered tax‑preparation services), a financial‑institution consulting line that can charge up to 75 basis points, and limited custody exposure through access to held‑away account login credentials (subject to surprise independent examination), all of which the brochure identifies as potential conflicts the firm seeks to mitigate through policies and disclosure.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Wealth management

Fee options

Percentage

$0+: up to 2.00% annually (wealth management services, negotiable based on factors) $0+: up to 2.00% annually (retirement plan advisory services, negotiable)

Project-based

Up to $200 per hour for standalone financial planning services, negotiable

Other

Fee-only: Financial planning hourly fees up to $200 per hour, negotiable; consulting fees up to 0.75% annually for Brokerage Customers

Main office location

917 Advisory Services LLC

917 S Monroe St

Spokane WA 99204, United States

Number of offices

Most active in

California · Idaho · Montana · Oregon · Washington

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 509-328-5627

Advisors at this firm

Joi L

Series 63, Series 65

Spokane, WA

917 Advisory Services LLC

Joi Libsack is a financial advisor at 917 Advisory Services LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial LLC for 18 years. Joi is based in Spokane, WA. 917 Advisory Services LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and retirement plans, along with retirement-plan advisory services including ERISA 3(38) fiduciary roles. The firm emphasizes fundamental analysis and a long-term investment approach, using low-cost mutual funds, ETFs, and individual securities, and has expanded its services to include institutional consulting and financial institution advisory.

Wealth management

Barbara M

Series 65

Spokane, WA

917 Advisory Services LLC

Barbara Miller is a financial advisor at 917 Advisory Services LLC with one year of industry experience. She holds a Series 65 designation and previously worked at LPL Financial LLC for 16 years. Outside of her advisory role, she performs administrative work for an insurance agent through a sole proprietorship. 917 Advisory Services LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and retirement plans, while also offering retirement-plan advisory services as an ERISA 3(38) fiduciary. The firm employs a fundamental, long-term investment approach using low-cost mutual funds, ETFs, and individual securities, and has expanded into institutional consulting and fiduciary plan services.

Wealth management

John S

CFP®, Series 63, Series 65

Spokane, WA

917 Advisory Services LLC

John Schram is a CFP®-certified financial advisor with 32 years of industry experience. He is currently with 917 Advisory Services LLC, where he has worked since 2024, following a 28-year tenure at LPL Financial. In addition to his advisory role, he is involved in tax preparation and accounting services. 917 Advisory Services LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm also offers retirement-plan advisory services, including acting as an ERISA 3(38) fiduciary, and has expanded into financial institution consulting for broker/dealer customers.

Wealth management

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