46 and 2 Investment Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$51,957,000
Total clients
37
54% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
37
Average account size
$1,404,243
About
46 and 2 Investment Advisors, LLC provides portfolio management and financial planning to individual and high-net-worth clients, managing roughly $42.9 million across about 35 accounts. The firm requires a $500,000 account minimum (waivable at its discretion) and offers both discretionary and non-discretionary services along with written Investment Policy Statements.
The adviser follows a long-term, modern portfolio theory–based approach, documenting goals, time horizon, and risk tolerance and conducting at least monthly portfolio reviews. Investment selections are generally limited to mutual funds, equities, fixed income, ETFs (including precious metal ETFs), and real estate funds/REITs, with clients receiving custodial account reporting.
Distinctive features include its single-advisor, CFP-certified structure and a relatively small client roster that concentrates assets in larger accounts compared with many independent peers. The firm also operates an affiliated tax-preparation business (under 15% of the adviser’s time), recommends a specific custodian (Charles Schwab), and may consider broker-provided research (soft-dollar benefits), all of which clients should review for potential conflicts of interest.
Client services
Expertise
Fee options
$0 - $2,000,000: 0.75% $2,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25%
$200 per hour, fees negotiable
Account minimum: $500,000 (may be waived at discretion)
Main office location
46 and 2 Investment Advisors, LLC
Traverse City MI, United States
Number of offices
1
Most active in
Michigan · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")