401K Engineers Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$44,250,000
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
155
4% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
155
Average account size
$285,484
About
401k Engineers Inc. provides ongoing portfolio management to individual investors and advisory services to retirement plan sponsors, including pension and profit‑sharing plans, and notes work with charitable organization clients. The firm also offers pension consulting for employee benefit plans (including 401(k) plans) and coordinates estate‑planning work with outside attorneys.
The firm develops a written Investment Policy Statement for each client and tailors asset allocation and security selection to clients' goals, time horizon, and documented risk tolerance, using methods such as fundamental analysis, modern portfolio theory, and quantitative analysis. It implements primarily long‑term strategies, may manage accounts on a discretionary basis, and requires clients to custody assets through a specified institutional custodian.
Distinctive features include that a firm representative is licensed as an insurance agent and maintains registration as a broker‑dealer representative, activities the brochure discloses can result in commissionable sales and related conflicts of interest. The combination of pension‑plan consulting, work with charitable organizations, and the advisor’s outside insurance and brokerage activities sets the firm apart from many independent advisers of similar size.
Client services
Portfolio management
Pension consulting
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Annuities
Fee options
Estate planning services fixed fee of $800 for data gathering and reviewing; attorney fee $800 for drafting trust document.
All Assets+: 1.00% annually (Portfolio Management) All Assets+: 0.30% annually (Pension Consulting)
Commissions are received by a representative in outside business activities, but commissions are not the firm's primary source of compensation.
Main office location
401K Engineers Inc.
120 E 12 Th St
Tracy CA 95376, United States
Number of offices
1
Most active in
401K Engineers Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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