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4 Th River Financial Group, Inc.

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Client assets under management

$66,604,030

Clients

301

7% high-net worth

Advisors

4

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

75

High

Average account size

$221,276

About

4th River Financial Group provides investment supervisory services and financial planning to individuals (including high-net-worth individuals) and business entities, managing roughly 301 client relationships with four advisors and about $66.6 million reported under management. Its services include ongoing portfolio management, creation of individualized Investment Policy Statements, hourly financial planning, and subscription offerings such as a client newsletter.

The firm operates primarily on a non‑discretionary basis, requiring clients to respond to trade recommendations and using each client’s Investment Policy Statement to guide portfolio selection and monitoring. It employs a mix of charting, fundamental, technical and cyclical analysis and uses both long‑ and short‑term trading strategies, with accounts reviewed at least quarterly.

Noteworthy features relative to many peers are that all reported AUM is non‑discretionary, the firm distributes a newsletter with specific purchase/sale recommendations, and it periodically conducts educational seminars for clients at no additional cost—each item that is relatively uncommon for similarly sized team firms. The firm also requires clients to use its recommended custodian rather than accept directed brokerage, and it does not accept proxy voting or investment discretion for client accounts, which informs how clients interact with portfolio decisions and trade execution.

Client services

Financial planning Portfolio management Newsletters or periodicals Educational seminars or workshops

Expertise

Annuities

Fee options

Percentage

$1 - $2,000,000: 1.50% Above $2,000,000+: 0.75%

Project-based

$150 to $250 per hour

Main office location

4 Th River Financial Group, Inc.

7500 Brooktree Rd, Suite 100

Wexford PA 15090, United States

Number of offices

4

Most active in

Idaho · North Carolina · Ohio · Pennsylvania · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Nathan T

Series 63, Series 65

Wexford, PA

4 Th River Financial Group, Inc.

Nathan Thompson is a financial advisor at 4th River Financial Group, Inc. in Wexford, PA, holding Series 63 and Series 65 licenses with 17 years of industry experience. He is also an Independent Insurance Agent with Financial Independence Group in Cornelius, NC. 4th River Financial Group provides portfolio management and financial planning services to individuals, high-net-worth individuals, and corporate clients, focusing on non-discretionary management of common investment instruments. The firm offers an active subscription newsletter and client educational seminars, with investment decisions guided by tailored written Investment Policy Statements.

Annuities
user avatar

Lynn J

Series 63, Series 65

Wexford, PA

4 Th River Financial Group, Inc.

Lynn Johnson is a financial advisor with 16 years of industry experience, currently with 4 Th River Financial Group, Inc. She holds Series 63 and Series 65 licenses and previously worked at Whitney and Associates. Johnson serves as President and Chairman of the Board for the Connor Johnson Memorial Fund, a nonprofit focused on educating teens about the hazards of distracted driving. 4th River Financial Group provides portfolio management and financial planning services to individuals, high-net-worth clients, and corporate accounts. The firm emphasizes non-discretionary management using a written Investment Policy Statement and combines various analytical methods to guide investment decisions, while also offering a subscription newsletter and client educational seminars.

Annuities
user avatar

Ronald S

Series 63, Series 65

Wexford, PA

4 Th River Financial Group, Inc.

Ronald Smith is a financial advisor with 16 years of industry experience, currently serving at 4 Th River Financial Group, Inc. He holds Series 63 and Series 65 licenses and has worked at Whitney & Associates since 2016. In addition to his advisory role, he is also an insurance agent involved with Whitney & Associates and Financial Independence Group, focusing on insurance and annuity products. 4th River Financial Group provides portfolio management and financial planning services to individuals, high-net-worth individuals, and corporate clients. The firm emphasizes non-discretionary management guided by tailored Investment Policy Statements and offers an active newsletter with buy/sell recommendations and complimentary educational seminars.

Annuities
user avatar

Craig T

Series 63, Series 65

Wexford, PA

4 Th River Financial Group, Inc.

Craig Thompson is a financial advisor with 17 years of industry experience at 4th River Financial Group, Inc. He holds Series 63 and Series 65 licenses and has worked concurrently with Whitney and Associates and Financial Independence Group. He is also an independent insurance agent affiliated with both Financial Independence Group and Whitney and Associates. 4th River Financial Group provides portfolio management and financial planning services to individuals, high-net-worth individuals, and corporate clients. The firm employs a non-discretionary approach based on tailored Investment Policy Statements and combines various analytical methods for investment selection, offering clients an active subscription newsletter and educational seminars.

Annuities
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