4-C Personal Wealth Management Consultants, LLC logo

4-C Personal Wealth Management Consultants, LLC

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Client assets under management

$97,700,000

Clients

59

56% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

30

Low

Average account size

$1,655,932

About

The firm advises individual and high‑net‑worth clients and manages roughly $97.7 million for a small client base through a two‑advisor team. It provides discretionary wealth management, portfolio management, and financial planning services, including retirement‑plan rollover advice and ongoing account supervision.

Its investment approach uses a mix of fundamental and technical analysis with a primarily long‑term orientation, while permitting shorter‑term trades for rebalancing or client needs. Portfolios are built from individual stocks and bonds, mutual funds, ETFs, municipal and U.S. government securities after an internal due‑diligence process and with allocations tailored to each client’s goals and risk tolerance.

The firm has affiliations with insurance businesses and notes that certain personnel are licensed insurance professionals who may receive separate, commission‑based compensation for insurance product sales; it also provides related services such as Social Security guidance and college‑tuition planning through affiliated entities. The adviser discloses that it compensates third‑party promoters for client referrals and maintains an institutional custodian relationship that provides technology and other benefits, all of which are identified as potential conflicts of interest while clients remain under no obligation to use affiliated products or persons.

Client services

Financial planning Portfolio management

Expertise

Wealth management General retirement planning College savings (529s, UTMA, etc.)

Fee options

Fixed

Fixed annual fee paid in monthly increments as an alternative to AUM fees.

Percentage

$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50%

Commissions

Certain Advisory Persons earn commissions from insurance product sales, which are separate from advisory fees.

Other

Account minimum: $500,000

Main office location

4-C Personal Wealth Management Consultants, LLC

677 Craig Road, Suite 211

Creve Coeur MO 63141, United States

Number of offices

1

Most active in

Missouri · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Fetzer C

Series 66

St. Louis, MO

4-C Personal Wealth Management Consultants, LLC

Fetzer Crockett is a financial advisor with 16 years of industry experience, currently affiliated with 4-C Personal Wealth Management Consultants, LLC. He holds a Series 66 designation and has worked at 4 C Wealth Management Consultants, National Planning Corporation, and Crockett And Company, Inc. Mr. Crockett is also involved in providing guidance on social security benefits planning and educational workshops, as well as college tuition planning through affiliated entities. 4-C Personal Wealth Management Consultants offers discretionary investment management and comprehensive wealth management services to individuals, high net worth clients, trusts, and estates. The firm employs a long-term investment strategy that integrates fundamental and technical analysis, managing accounts on a discretionary basis with continuous monitoring and formal annual reviews.

Wealth management General retirement planning College savings (529s, UTMA, etc.)
user avatar

Bogdan N

Series 65

Creve Coeur, MO

4-C Personal Wealth Management Consultants, LLC

Bogdan Niciu is a financial advisor at 4-C Personal Wealth Management Consultants, LLC with nine years of industry experience. He holds a Series 65 designation and has been with 4-C Personal Wealth Management Consultants since 2015. 4-C Personal Wealth Management Consultants provides discretionary investment management and comprehensive wealth management services to individuals, high net worth individuals, trusts, and estates. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis, tailoring asset allocation and security selection to each client's goals and risk tolerance.

Wealth management General retirement planning College savings (529s, UTMA, etc.)
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