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360 Ira

Updated today

Client assets under management

$0

Clients

180

0% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

60

Typical

Average account size

$0

About

360 IRA is a fee‑based financial planning and investment management firm that provides discretionary asset management, financial planning, and introductions to third‑party managers. The firm also offers educational seminars and workshops open to the public and delivers financial planning analyses such as net worth statements and risk assessments to clients.

Investment programs are tailored to each client’s goals, time horizon, and risk tolerance and may use fundamental or technical analysis; the firm may place all or a portion of client assets with registered third‑party managers and monitors those relationships. When recommending third‑party managers, 360 IRA acts as liaison, reviews TPM statements on an ongoing basis, and discloses that it receives referral or fee‑sharing payments from TPMs.

What differentiates 360 IRA from many peers is that affiliated representatives are licensed insurance agents and the managing member allocates a material portion of time to insurance sales and to an affiliated benefits‑research business serving federal employees, which suggests a practice focus that includes employee benefits and insurance solutions. The firm also does not act as custodian, holds instructional seminars at no charge, and discloses fee‑sharing arrangements with TPMs and a practice of not voting client proxies.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Retirement income strategy

Fee options

Fixed

Financial planning flat fees between $99 and $10,000

Percentage

Up to 1.00% annually (negotiable, max 1%)

Commissions

Insurance commissions earned by managing member Jeremy North as licensed insurance agent (approx. 25% of time)

Other

Fee-only: Financial planning fixed fees between $99 and $10,000, due upon delivery of plan, may be waived if plan implemented through 360 IRA

Main office location

360 Ira

2225 Bluestone Drive

St. Charles MO 63303, United States

Number of offices

3

Most active in

Alaska · Arkansas · Illinois · Missouri · Pennsylvania · Tennessee · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Jeremiah N

Series 65

St. Charles, MO

360 Ira

Jeremiah North is a financial advisor at 360 IRA with 13 years of industry experience. He holds a Series 65 designation and has worked with firms including US FEDS LLC and Brookstone Capital Management. Outside of advising, he is involved in federal benefits research, training, and consulting through US FEDS LLC. 360 IRA is a fee-based financial planning and investment management firm that provides discretionary asset management, fixed-fee planning, and introductions to third-party portfolio managers. The firm serves approximately 170 clients, uses a combination of fundamental and technical analysis, and maintains a notable focus on insurance brokerage and federal employee benefits research.

Retirement income strategy
user avatar

James F

Series 63, Series 65

Collegeville, PA

360 Ira

James Fenstermacher is a financial advisor at 360 IRA with three years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Bankers Life Advisory Services, Inc., Bankers Life Securities, Inc., and Bankers Life & Casualty, Inc. In addition to his advisory role, he operates a sole proprietorship as an insurance agent. 360 IRA is a fee-based financial planning and investment management firm serving approximately 170 clients. The firm offers discretionary asset management, fixed-fee financial planning, and introductions to third-party portfolio managers, with a notable focus on insurance brokerage and services tailored to federal employees.

Retirement income strategy
user avatar

Holden C

Series 63, Series 65

St. Charles, MO

360 Ira

Holden Clendaniel is a financial advisor at 360 IRA with Series 63 and Series 65 licenses and five years of industry experience. Prior to joining 360 IRA, he worked at TD Ameritrade from 2019 to 2023. He is also involved in insurance sales and services, dedicating part of his time to this activity. 360 IRA is a fee-based financial planning and investment management firm that provides discretionary asset management, fixed-fee financial planning, and introductions to third-party portfolio managers. The firm serves approximately 170 clients and combines fundamental and technical analysis with a mix of long- and short-term investment approaches.

Retirement income strategy
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